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PayPal: Pay in 3 reviews

4.93
Based on 48,522 reviews, last reviewed 9th May 2026
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Latest highest rating:

5

I think PayPal is the best form of transaction in th... I think PayPal is the best form of transaction in the world Reviewed on: 9th May 2026
Samson Obiku's avatar
Samson Obiku

Latest lowest rating:

2

I have 2 bank accounts one English and one French so... I have 2 bank accounts one English and one French so 2 cards registered with PayPal. When I use Pay in 3 in € with my French card you convert the amou... Read more Reviewed on: 9th May 2026
Agnes l's avatar
Agnes l

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (48522)

Very useful and good communication!

5
Very useful and good communication!! Reviewed on: 27th May 2024

I love PayPal pay in 3.

5
I love PayPal pay in 3. It's 0% interest free as long as you pay it all off , which I do. Don't think you can get a better offer that that , and the payments don't drag on too long this way, and it still allows you to get what you want to buy without the wait. If you don't pay it all off, you can pay it for longer but of course you'll pay interest. Reviewed on: 27th May 2024

Easy and convenient way of spreading the cost of items

5
Easy to use. Clear plan details. Convenient way of spreading the cost. Reviewed on: 27th May 2024

Was very easy tu use pay in 3 and very easy to pay.

5
Was very easy tu use pay in 3 and very easy to pay. I will recomand this to my friends and family. Very helpful. Thank you. Reviewed on: 27th May 2024

Excellent budgeting tool when used sensibly!

5
Excellent budgeting tool when used sensibly! Being able to spread out larger payments without interest is extremely valuable. There are enough things in place to help me track my monthly outgoings to PayPal so I don't overdo it. Reviewed on: 27th May 2024

Been using for years.

5
Been using for years. Great service Reviewed on: 27th May 2024

Excellent service and value

5
I use this all the time to secure purchases on credit, very reliable and secure with the added bonus of payment protection Reviewed on: 27th May 2024

Easy to use and and understand payments can check wh...

5
Easy to use and and understand payments can check when payment are do. Reviewed on: 27th May 2024

Easy to use and simple to navigate around the app

5
Easy to use and simple to navigate around the app Reviewed on: 27th May 2024

It is good facility to ease up cash flows

5
It is good facility to ease up cash flows Reviewed on: 27th May 2024

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