Write a review

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (48536 reviews)

View other PayPal products

4.93

Based on 48,536 reviews, last reviewed 9th May 2026

2470200% increase in 5 star reviews

in the past 90 days

4900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Used PayPal for many years and is my go to for an ea... Used PayPal for many years and is my go to for an easy checkout experience. Reviewed on: 9th May 2026

Latest lowest rating:

2

I have 2 bank accounts one English and one French so... I have 2 bank accounts one English and one French so 2 cards registered with PayPal. When I use Pay in 3 in € with my French card you convert the amou... Read more Reviewed on: 9th May 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (48536)

A great way of spreading costs considering the cost...

A great way of spreading costs considering the cost of living Reviewed on: 27th May 2024

I love that you can pay in 3 installments helping me...

I love that you can pay in 3 installments helping me to spread the cost, especially now that I'm on maternity leave. The option to use Credit as well is helpful! Reviewed on: 27th May 2024

PayPal Pay in 3 is my new goto installments provider

I've always used PayPal, Now pay in 3 is available I use it more than ever, Very easy to buy items over 3 months rather than all in one go Reviewed on: 27th May 2024

It was good.

It was good. Very easy to use and didn't take long. It sent me reminders that told me when the next payment from my last in three plan was due which was helpful to me when I wanted to plan out my future budget. Reviewed on: 27th May 2024

Very useful and good communication!

Very useful and good communication!! Reviewed on: 27th May 2024

I love PayPal pay in 3.

I love PayPal pay in 3. It's 0% interest free as long as you pay it all off , which I do. Don't think you can get a better offer that that , and the payments don't drag on too long this way, and it still allows you to get what you want to buy without the wait. If you don't pay it all off, you can pay it for longer but of course you'll pay interest. Reviewed on: 27th May 2024

Easy and convenient way of spreading the cost of items

Easy to use. Clear plan details. Convenient way of spreading the cost. Reviewed on: 27th May 2024

Was very easy tu use pay in 3 and very easy to pay.

Was very easy tu use pay in 3 and very easy to pay. I will recomand this to my friends and family. Very helpful. Thank you. Reviewed on: 27th May 2024

Excellent budgeting tool when used sensibly!

Excellent budgeting tool when used sensibly! Being able to spread out larger payments without interest is extremely valuable. There are enough things in place to help me track my monthly outgoings to PayPal so I don't overdo it. Reviewed on: 27th May 2024

Been using for years.

Been using for years. Great service Reviewed on: 27th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy now pay later
from Payl8r 4.89 from 4218 reviews
Retail finance
from PayItMonthly 4.91 from 246 reviews
Buy Now Pay Later
from Klarna 4.87 from 551 reviews

Want to see more from PayPal?

Payments
from PayPal 4.91 from 3709 reviews
Credit card
from PayPal 4.90 from 80 reviews
PayPal Credit
from PayPal 4.90 from 102852 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub