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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (49138 reviews)

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4.93

Based on 49,138 reviews, last reviewed 11th May 2026

2526500% increase in 5 star reviews

in the past 90 days

4900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Been using PayPal for years! Been using PayPal for years! Never had any problems and I feel safer using PayPal to pay. Reviewed on: 11th May 2026

Latest lowest rating:

2

Pay in 3 is just a pain. Pay in 3 is just a pain.....happy to pay by debit card Reviewed on: 10th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (49138)

Love pay in 3

Love pay in 3, often use it for low to mid cost purchases. Like the fact I can pay it off quicker if I choose too. It's interest free too so no added costs for my items. Reviewed on: 28th May 2024

PayPal is an amazing platform

PayPal is an amazing platform that provides quick and easy payments using pay in 3 which allows you to spread the costs. I have used multiple times to help with spreading costs for larger items and will continue to use! Reviewed on: 28th May 2024

First-time-buyer's secret weapon

I love Paypal's pay in 3 option - it has helped me managed my finances more effectively and enabled me to get cracking with projects and plans of all kinds in my first home, by being able to make the payments more manageable. Reviewed on: 28th May 2024

Affordability

Using pay in 3 helps me a lot as I am on a tight budget. Makes it more affordable. Reviewed on: 28th May 2024

I have used PayPal credit for a long time and I will...

I have used PayPal credit for a long time and I will try my best to pay with PayPal for all my online shopping needs. Reviewed on: 28th May 2024

Super easy to use.

Super easy to use. Very helpful for me when times are hard to purchase big stuff Reviewed on: 28th May 2024

It was easy to setup.

It was easy to setup. Gives you peace of mind knowing you still have PayPal protection. Reminders a few days before payment was collected were very useful. I am definitely going to use it again! Thank you Reviewed on: 28th May 2024

I've recently moved in to a new house after a relati...

I've recently moved in to a new house after a relationship breakdown and have had to start from scratch, so needed appliances that were looking to be out of reach while I got my finances in order (my industry has also suffered greatly for nearly two years now too, so I need to be careful with my outgoings) and Pay In 3 has made this possible as I can budget a lot easier with the plans in place, making sure my money is evenly distributed. Reviewed on: 28th May 2024

Can't get a line of credit, no problem - Pay in 3!!

For someone who has moved to the UK from Australia and cannot get a line of credit Pay in 3 has been incredibly helpful and also helping to build an excellent credit score. Reviewed on: 28th May 2024

simple, easy to use & safe

everything is very simple, well explained and works perfectly, never had an issue, also have confidence that your payments are safe. Reviewed on: 28th May 2024

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