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PayPal: Pay in 3 reviews

4.93
Based on 49,431 reviews, last reviewed 11th May 2026
2554400% increase in 5 star reviews
in the past 90 days
4800% increase in 1 star reviews
in the past 90 days
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94%
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5%
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1%
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0%
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0%

Latest highest rating:

5

great service I have used PayPal for all online transactions for as long as I can remember, always gives an easy problem free service Reviewed on: 11th May 2026
Melissa C's avatar
Melissa C

Latest lowest rating:

2

Pay in 3 is just a pain. Pay in 3 is just a pain.....happy to pay by debit card Reviewed on: 10th May 2026
Ali's avatar
Ali

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (49431)

Very handy.

5
Very handy. Helps breaking of big payments. Reviewed on: 28th May 2024

Pay in 3 . This is very good way to spend money

5
This is very good way to spend money Reviewed on: 28th May 2024

Absolutely amazing service & staff are so helpful

5
I can’t fault PayPal, I had an issue and they sorted it out immediately. Highly recommend, safe & secure. Reviewed on: 28th May 2024

Fantastic service would always recommend

5
Fantastic service would always recommend Reviewed on: 28th May 2024

paypal pay In 3, 0% interest quick easy and reliable!

5
I always use pay in 3 as it is 0% interest and so easy to go on the app and pay within seconds! PayPal is really trustworthy, legit and secure. I’ve never had any issues of concern. PayPal allows me to spread my cost evenly over 3 months on all websites which is super handy when it is coming up to payday and you need to budget a little! I prefer this over the likes of Klarna as they can charge you, and you can change the dates of payments getting yourself into bad habits! Reviewed on: 28th May 2024

I always prefer to use PayPal as it’s secure and eas...

5
I always prefer to use PayPal as it’s secure and easy to use with confidence. Reviewed on: 28th May 2024

Pay in 3

5
Very convienient instead of paying out large sums I can split over 3 months making it affordable Reviewed on: 28th May 2024

Everything works fine and smooth

5
Everything works fine and smooth Reviewed on: 28th May 2024

Amazing way to help relieve the stresses of life

5
Amazing way to help relieve the stresses of life Reviewed on: 28th May 2024

Safe and secure

5
Excellent way to ease stressful times when something unexpected pops up. Allows for budgeting on tight budgets and also surprise gifts for loved ones. The customer service team answer promptly and explain things understandably without making you feel like you’re a bit dim. Strong security and policies give you comfort knowing you are safe from incidents and that they are trustworthy. Reviewed on: 28th May 2024

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