Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 49,597 reviews, last reviewed 12th May 2026
2570100% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It has been fantastic no complaints from me, always... It has been fantastic no complaints from me, always reminded about payment well in advance. Reviewed on: 12th May 2026
Harley 's avatar
Harley

Latest lowest rating:

1

not worth. its not not worth. very less amount. should br more limit Reviewed on: 11th May 2026
Sri K's avatar
Sri K

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (49597)

Very easy and never disappointed

5
Very easy and never disappointed Reviewed on: 27th May 2024

Very simple interface in the app and everything expl...

5
Very simple interface in the app and everything explained clearly about the features and credit account etc. Reviewed on: 27th May 2024

Quick and convenient

5
Great for spreading the cost, meaning you get to do more of what you enjoy without breaking the bank!! Reviewed on: 27th May 2024

good service , fast payment and evriting fine

5
good service , fast payment and evriting fine Reviewed on: 27th May 2024

Great feature!!

5
I've used Pay in 3 a couple times for slightly larger purchases, it's so easy to use and helps massively. Splitting the cost is really convenient and it's really simple to track your purchases Reviewed on: 27th May 2024

Fantastic I use it all the time!

5
Fantastic I use it all the time! Really really simple to use and very dynamic Reviewed on: 27th May 2024

It’s good, very helpful and easy to access

5
It’s good, very helpful and easy to access Reviewed on: 27th May 2024

Used pay in 3 several times for larger billed items.

5
Used pay in 3 several times for larger billed items. A great way of splitting the bill into manageable monthly amounts. Reviewed on: 27th May 2024

I absolutely love pay in 3.

5
I absolutely love pay in 3. especially For big purchases! I’ve even booked a holiday using this system so I could secure the flights. Reviewed on: 27th May 2024

Everything is working smoothly and easily.

5
Everything is working smoothly and easily. I can spread the cost without any extra payments. Really helpful. Reviewed on: 27th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Payments

    from PayPal 4.91 from 3712 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 82 reviews
    PayPal
  • PayPal Credit

    from PayPal 4.90 from 104724 reviews
    PayPal
    View all products