Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 48,816 reviews, last reviewed 10th May 2026
2496600% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Got my money back after people took it illegally Got my money back after people took it illegally Reviewed on: 10th May 2026
Amanda Maitland's avatar
Amanda Maitland

Latest lowest rating:

2

I have 2 bank accounts one English and one French so... I have 2 bank accounts one English and one French so 2 cards registered with PayPal. When I use Pay in 3 in € with my French card you convert the amou... Read more Reviewed on: 9th May 2026
Agnes l's avatar
Agnes l

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (48816)

I use PayPal internationally and locally with friend...

5
I use PayPal internationally and locally with friends and family. It’s the simplest app to use. The pay in 3 option is fabulous Reviewed on: 23rd May 2024

Quick and easy.

5
Quick and easy. App working brilliant. Everything is there. Reviewed on: 23rd May 2024

Really great service and helps me maintain my money.

5
Really great service and helps me maintain my money. No fees and no interest rates! Reviewed on: 23rd May 2024

Easy to use and so far not a single problem

5
Never had any problems and love the ‘pay in 3 option’ Reviewed on: 23rd May 2024

Paypal pay in 3 always comes in handy.

5
Paypal pay in 3 always comes in handy. Their collection is fair and approval is a breeze. Either you're approved or you're not. 90% of the sites I order from use it, so availability is great Reviewed on: 23rd May 2024

Would be good if we could pause payments for refunds...

5
Would be good if we could pause payments for refunds etc Reviewed on: 23rd May 2024

Pay pal - Great Service

5
Pay pal is great for transferring earnings from surveys into my account, but also for spreading the cost of purchases over 3 months with no fees Reviewed on: 23rd May 2024

Easy to use, makes payment easy, spreads cost and ca...

5
Easy to use, makes payment easy, spreads cost and can pay more if you wanted to. Let's you know in advance when payment upcoming. Reviewed on: 23rd May 2024

Great help cost of living able to pay in 3 no intere...

5
Great help cost of living able to pay in 3 no interest has been ideal Reviewed on: 23rd May 2024

A safe and great way to pay

5
PayPal Pay-in-3 is a great way to save and pay for purchases over a specific amount where available. This makes spending tracking good for budgeting. Reviewed on: 23rd May 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review