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PayPal: Pay in 3 reviews

4.93
Based on 48,785 reviews, last reviewed 10th May 2026
2493600% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
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5%
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1%
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0%
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Latest highest rating:

5

Great service with flexible payments Great service with flexible payments Reviewed on: 10th May 2026
LIAM S's avatar
LIAM S

Latest lowest rating:

2

I have 2 bank accounts one English and one French so... I have 2 bank accounts one English and one French so 2 cards registered with PayPal. When I use Pay in 3 in € with my French card you convert the amou... Read more Reviewed on: 9th May 2026
Agnes l's avatar
Agnes l

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (48785)

Pay in Three for me

5
PayPal pay in 3 is a great and easy way to spread the cost over 3 months rather than putting all the cost out at the same time i use this method anytime i can access pay in three for the more expensive things PayPal for me is overall a great service also paying family through PayPal also if anything goes wrong with a transaction on an item you have purchased there resolution center is great i always feel extra protection when buying expensive items with my PayPal also the customer service is another way you can get answers to any problems you may have they also have a FAQ page which is also very informative so i highly recommend Reviewed on: 23rd May 2024

Always a quick resolution.

5
Always a quick resolution. Easy to navigate Reviewed on: 23rd May 2024

Easy to use, and useful.

5
Easy to use, and useful. Customer service is great. Would definitely recommend to friends and family if they asked. No complaints or issues. Better than most companies/services that offer similar services Reviewed on: 23rd May 2024

Smooth and interest free.

5
Smooth and interest free. Spreading the cost over 3 months is genuinely useful. Reviewed on: 23rd May 2024

Brilliant plan!

5
Easy to use, easy to pay for and always informed of upcoming payments. Reviewed on: 23rd May 2024

Love it great money saving scheme

5
Love it great money saving scheme Reviewed on: 23rd May 2024

Easy to apply and set up pay in 3.

5
Easy to apply and set up pay in 3. Excellent advance notifications and communication. great and easy way to pay for things/purchases. affordable monthly payments and period. Reviewed on: 23rd May 2024

PayPal is very easy to use and never had a...

5
PayPal is very easy to use and never had a problem Reviewed on: 23rd May 2024

Very convenient

5
I like the convenience of pay in 3, as sometimes I feel disinclined to spend a big sum in one go, but this gives me the chance to better organise my money and my spending. Reviewed on: 23rd May 2024

Always good at paying interest rate very good always...

5
Always good at paying interest rate very good always use PayPal when posable Reviewed on: 23rd May 2024

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