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PayPal: Pay in 3 reviews

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4.93
Based on 48,747 reviews, last reviewed 10th May 2026
2489900% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick to respond if ever any issues, and keep you up... Quick to respond if ever any issues, and keep you updated of progress Reviewed on: 10th May 2026
Karen C's avatar
Karen C

Latest lowest rating:

2

I have 2 bank accounts one English and one French so... I have 2 bank accounts one English and one French so 2 cards registered with PayPal. When I use Pay in 3 in € with my French card you convert the amou... Read more Reviewed on: 9th May 2026
Agnes l's avatar
Agnes l
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (48747)

Very helpful when short on cash, allows me to save a...

5
Very helpful when short on cash, allows me to save a bit more of my wages each month Reviewed on: 23rd May 2024
Anthony K's avatar
Anthony K

Always been spot on with every transaction

5
Always been spot on with every transaction Reviewed on: 23rd May 2024
Duane R's avatar
Duane R

Consistent paypal customer

5
Been a paypal customer for years. I use the pay in 3 service often as this allows me to purchase something paying in 3 with no interest. I wouldnt be without it! I purchased my Ninja airfryer using this and lots of other items Reviewed on: 23rd May 2024
Ciara T's avatar
Ciara T

works seamless

5
works seamless and easy to check my outstanding balance Reviewed on: 23rd May 2024
Terence G's avatar
Terence G

Easy way to spread the cost of bigger purchases; esp...

5
Easy way to spread the cost of bigger purchases; especially when the straighteners break and you have three teenage daughters! Scheduled payments mean you don’t have to worry about remembering to pay either. Reviewed on: 23rd May 2024
Lloyd's avatar
Lloyd

Easy way of paying

5
So handy to have Pay in 3 especially for bigger purchases that I can’t afford to pay in full. Allows time to budget and no interest charged. Great for people like me who live on a basic income. Easy to use too. Reviewed on: 23rd May 2024
Val N's avatar
Val N

first class from start to credit.

5
Offer simple, acceptance immediate, 1zt class service PayPal credit is a credit to the name of credit services. I would recommend it to anyone Reviewed on: 23rd May 2024
D. R. Lear. I's avatar
D. R. Lear. I

It’s a very helpful payment method to make purchasin...

5
It’s a very helpful payment method to make purchasing more expensive items way more affordable without paying any interest! I use it frequently and it has helped me to afford many items like laptops and phones. Reviewed on: 23rd May 2024
Euan C's avatar
Euan C

Love PayPal Pay-In-3 so much.

5
Love PayPal Pay-In-3 so much. It takes the pressure off those one off expenses that crop up from time to time, no interest and easy to manage. We use it regularly and love the convenience it brings to our finance management. Reviewed on: 23rd May 2024
Lauren S's avatar
Lauren S

I’ve never had any negative issues with PayPal and h...

5
I’ve never had any negative issues with PayPal and have been using pay in 3 for around 3 years-what a godsend!!!! Reviewed on: 23rd May 2024
Julze's avatar
Julze

Review PayPal: Pay in 3 now

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