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PayPal: Pay in 3 reviews

4.93
Based on 48,727 reviews, last reviewed 10th May 2026
2487900% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
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5%
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1%
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0%
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Latest highest rating:

5

Absolutely brilliant platform to use so easy and use... Absolutely brilliant platform to use so easy and user friendly. Purchased loads of things on here and it makes things so easier and less pressurised t... Read more Reviewed on: 10th May 2026
Paul T's avatar
Paul T

Latest lowest rating:

2

I have 2 bank accounts one English and one French so... I have 2 bank accounts one English and one French so 2 cards registered with PayPal. When I use Pay in 3 in € with my French card you convert the amou... Read more Reviewed on: 9th May 2026
Agnes l's avatar
Agnes l

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (48727)

Very helpful in tough times

5
Very helpful in tough times to split something into 3 payments Reviewed on: 23rd May 2024

My payment method....

5
Excellent service alround..and would recommend to all friends and family.. Reviewed on: 23rd May 2024

A1 SERVICE

5
Easy to use and very helpful in this Financial crisis Reviewed on: 23rd May 2024

Mr Charles

5
Very good good as it really makes life quite easy and affordable for all.. trips that were done by only the rich can now be done by all with the help of pay in 3. Reviewed on: 23rd May 2024

It’s just so easy and convenient

5
It’s always a quick and very easy process. A joy to use Reviewed on: 23rd May 2024

Never had any problems with using PayPal.

5
Never had any problems with using PayPal. The pay in 3 is a good way to budget and get your purchases when you need them Reviewed on: 23rd May 2024

An excellent option to manage smaller payments.

5
Such a useful option to manage smaller payments interest free. I also find negotiating the PayPal app easy to do.. Reviewed on: 23rd May 2024

Love Pay in 3.

5
Love Pay in 3. Makes buying things so much more adorable. Easy and quick to use. Can log in at any time and check what payments you still have to make. Reviewed on: 23rd May 2024

Has helped me out in some difficult situations, givi...

5
Has helped me out in some difficult situations, giving me to option to spread the cost of large and some smaller purchases. Thank you Paypal. Reviewed on: 23rd May 2024

Always had an excellent experience using PayPal pay...

5
Always had an excellent experience using PayPal pay in 3 and with every transaction I have made it has been simple and with no issues. Always a reliable service and great customer service if I have needed to contact them. Reviewed on: 23rd May 2024

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