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PayPal: Pay in 3 reviews

4.93
Based on 48,834 reviews, last reviewed 10th May 2026
2498000% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

PayPal causes no problems. PayPal causes no problems. It does what it’s meant to do. Reviewed on: 10th May 2026
Lr's avatar
Lr

Latest lowest rating:

2

Pay in 3 is just a pain. Pay in 3 is just a pain.....happy to pay by debit card Reviewed on: 10th May 2026
Ali's avatar
Ali

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (48834)

I think pay in 3 is a great idea to spread the cost...

5
I think pay in 3 is a great idea to spread the cost for families. Reviewed on: 23rd May 2024

Used lots of times and make spreading the cost of it...

5
Used lots of times and make spreading the cost of items easier for me. Great service. Reviewed on: 23rd May 2024

Always a positive experience

5
I always feel more secure using PayPal than inputting my bank details to every website. If there’s ever an issue customer services always help get your money back swiftly. Reviewed on: 23rd May 2024

Easy to use app and services.

5
Easy to use app and services. Accepted at a lot of retailers Reviewed on: 23rd May 2024

Pay in 3 is so convenient.

5
Pay in 3 is so convenient. I can order something relatively expensive and instead of a large amount coming out of my bank account, 3 smaller payments are not so noticeable. Reviewed on: 23rd May 2024

I've used pay in 3 a few times to cover costs while...

5
I've used pay in 3 a few times to cover costs while waiting for payday or to just make a cost more managable and have found it quick, simple and easy to use. Reviewed on: 23rd May 2024

Always quick and simple to use.

5
Always quick and simple to use. I feel I can trust them. Reviewed on: 23rd May 2024

All round brilliant

5
Never had any trouble, customer services very helpful and efficient, and pay in 3 option is brilliant Reviewed on: 23rd May 2024

I love the pay in three!

5
I love the pay in three as on maternity post it means I can spread big payments without interest to worry about. Reviewed on: 23rd May 2024

PayPal is tops for online purchases

5
Always had a positive experience with paypal easy to use with the app too.having the buyer protection helps with any issues which may arise. I love both buying and selling and sending money using paypal.pay in 3 simply helps keep things may Reviewed on: 23rd May 2024

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