Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 48,690 reviews, last reviewed 10th May 2026
2484400% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I love use PayPal, Really easy app and amazing for p... I love use PayPal, Really easy app and amazing for payment Reviewed on: 10th May 2026
francisco's avatar
francisco

Latest lowest rating:

2

I have 2 bank accounts one English and one French so... I have 2 bank accounts one English and one French so 2 cards registered with PayPal. When I use Pay in 3 in € with my French card you convert the amou... Read more Reviewed on: 9th May 2026
Agnes l's avatar
Agnes l

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (48690)

i love paypal

5
no problems at all works as it should does what it says only problem is the scripted replies from foreign customer service agents Reviewed on: 22nd May 2024

I had some issues with a refund which I misunderstoo...

5
I had some issues with a refund which I misunderstood however a staff member at PayPal clarified and broke everything down for me . Reviewed on: 22nd May 2024

I have best experience and I can recommend it to eve...

5
I have best experience and I can recommend it to everyone Reviewed on: 22nd May 2024

Very flexible method to pay, useful to spread paymen...

5
Very flexible method to pay, useful to spread payments with little risk Reviewed on: 22nd May 2024

Flexible

5
Very convenient to use and the rates are competitive compared to high street banks. Reviewed on: 22nd May 2024

Smooth and straightforward.

5
Smooth and straightforward. User friendly for all consumers Reviewed on: 22nd May 2024

Paypal providing flexibility with large purchases

5
PayPal has given me a lot of flexibility when purchasing necessary items. For example there have been occasions when I’ve needed to purchase expensive items for work and it’s give. Me the flexibility to spread the cost out over 3 months. For somebody who tries not to pay interest when possible it’s the perfect solution Reviewed on: 22nd May 2024

Always an easy process from start to finish.

5
Always an easy process from start to finish. Reviewed on: 22nd May 2024

PayPal has made purchases smooth for me over the years.

5
PayPal has made purchases smooth for me over the years. Reviewed on: 22nd May 2024

I like Pay in 3.

5
I like Pay in 3. I’m more likely to buy having this as an option. Reviewed on: 22nd May 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review