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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (48694 reviews)

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4.93

Based on 48,694 reviews, last reviewed 10th May 2026

2484800% increase in 5 star reviews

in the past 90 days

4900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

So easy spreads cost. Easy to set up and spread payments. Reviewed on: 10th May 2026

Latest lowest rating:

2

I have 2 bank accounts one English and one French so... I have 2 bank accounts one English and one French so 2 cards registered with PayPal. When I use Pay in 3 in € with my French card you convert the amou... Read more Reviewed on: 9th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (48694)

The PayPal service.

It was a shame when PayPal began charging a conversion rate. Other than that no complaints. Very good service 5*. You can even pay in three over three months. Reviewed on: 23rd May 2024

Paypal reliability

Been with paypal for over 5yrs best alternative payment method I've use other than a credit card great purchase protection with the added bonus of spreading payments without interest Reviewed on: 23rd May 2024

It's as you would expect.

It's as you would expect. Klarna with a trust that comes with PayPal. Perfect. Reviewed on: 23rd May 2024

Reliable

Smooth, Quick, Easy and Helps Out a Ton with these large purchases breaking them down into bitesize payments 10/10. Reviewed on: 23rd May 2024

Great!!!!

Great!!! I find using PayPal really easy and straightforward ! Simple to use and secure Reviewed on: 23rd May 2024

I love PayPal, for me it's the only sure way to pay...

I love PayPal, for me it's the only sure way to pay everything online. They always solved my problems and I already recommend to everybody Reviewed on: 23rd May 2024

A good alternative to credit without the interest

A good alternative to credit without the interest Reviewed on: 23rd May 2024

Very good.

Very good. Makes paying for things a lot easier. Reviewed on: 23rd May 2024

Customer service is very poor.

Customer service is very poor. When I phoned it sounded like I was talking to some at football game. I was told sorry but they was having an awarding and everyone was was partying. Not what want from someone who is dealing with my money and I was check if my account had been compromised by a 3rd party. Reviewed on: 23rd May 2024

I’ve had a great experience with PayPal shopping onl...

I’ve had a great experience with PayPal shopping online for years! I love the pay in 3 option or no interest for 4 months Reviewed on: 23rd May 2024

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