Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 48,576 reviews, last reviewed 9th May 2026
2474000% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love PayPal for piece of mind gives you confidence w... Love PayPal for piece of mind gives you confidence when paying for goods. Reviewed on: 9th May 2026
Gary Horrigan's avatar
Gary Horrigan

Latest lowest rating:

2

I have 2 bank accounts one English and one French so... I have 2 bank accounts one English and one French so 2 cards registered with PayPal. When I use Pay in 3 in € with my French card you convert the amou... Read more Reviewed on: 9th May 2026
Agnes l's avatar
Agnes l

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (48576)

Very convenient and a great service

5
Very convenient and a great service Reviewed on: 22nd May 2024

Good when they want your business

1
Failed to take payment from me and then banned me from using the service when their fault Reviewed on: 22nd May 2024

Very useful asset that helps a lot

5
Very useful asset that helps a lot when you're either in a pinch or just need a bit extra flexibility for your purchases. Reviewed on: 22nd May 2024

I've used PayPal for years, both for personal and pr...

5
I've used PayPal for years, both for personal and professional needs in my work as a design engineer. It's incredibly user-friendly, and the security measures, like two-factor authentication, give me peace of mind. Their customer service is always responsive whenever I need help. PayPal's seamless integration with various online platforms makes it my go-to for quick and secure transactions. Highly recommend it for anyone seeking reliable online payments. Reviewed on: 22nd May 2024

Allowing me to spread payment encorages me to purcha...

5
Allowing me to spread payment encorages me to purchase now and not delay Reviewed on: 22nd May 2024

i been using this service few time and its excellent...

5
i been using this service few time and its excellent Reviewed on: 22nd May 2024

You can never get through to an actual person on liv...

5
You can never get through to an actual person on live chat, paypal is never for helping the purchaser Reviewed on: 22nd May 2024

Generally i find paypal to be very useful.

5
Generally i find paypal to be very useful. The pay in 3 plan is very valuable to me as a small business. Reviewed on: 22nd May 2024

Great for buying things on a budget that I can afford.

5
Great for buying things on a budget that I can afford. Means I can purchase essential items and not get charged extortionate interest rates. Reviewed on: 22nd May 2024

Amazing and excellent advisors and online platform

5
Amazing and excellent advisors and online platform Reviewed on: 22nd May 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review