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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (48593 reviews)

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4.93

Based on 48,593 reviews, last reviewed 9th May 2026

2475600% increase in 5 star reviews

in the past 90 days

4900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Quick and easy way to spread costs Good way to spread the cost without worry on a larger cost item. Easy to set up. Reviewed on: 9th May 2026

Latest lowest rating:

2

I have 2 bank accounts one English and one French so... I have 2 bank accounts one English and one French so 2 cards registered with PayPal. When I use Pay in 3 in € with my French card you convert the amou... Read more Reviewed on: 9th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (48593)

PayPal Pay in 3 is a no-brainer!

PayPal Pay in 3 is an excellent way to spread the cost. I always use it for more expensive purchases. It definitely takes the strain from my bank account. Reviewed on: 22nd May 2024

It helps my spread the cost of more expensive items...

It helps my spread the cost of more expensive items that my family need. Reviewed on: 22nd May 2024

Customer service is a very long drawn out phone call...

Customer service is a very long drawn out phone call and I have on numerous occasions not had the situation resolved when I thought they had understood what I was asking. However with lots of patience and time I was very satisfied with my last resolution, the operator preserved until the issue was resolved. Reviewed on: 22nd May 2024

PayPal pay in 3 is very handy

PayPal pay in 3 is very handy when funds are a bit low, and easy to pay off when your funds increase - no interest for 3 months - I use it regular for shopping on Iceland foods and for large orders on Just eat. Reviewed on: 22nd May 2024

Works wells, simple to use and provides protection

Works wells, simple to use and provides protection Reviewed on: 22nd May 2024

Pay in 3 is such a good option

Pay in 3 is such a good option to spread the cost, really easy to go through transaction and checkout. Reviewed on: 22nd May 2024

Great and reliable service fast transaction

Great and reliable service fast transaction Reviewed on: 22nd May 2024

I think its a good option to use.

I think its a good option to use. 1 to protect tou with purches. 2 if you need a little extra time to pay Reviewed on: 22nd May 2024

Pay in three makes things more affordable to the ave...

Pay in three makes things more affordable to the average person. Quick, simple and easy to use Reviewed on: 22nd May 2024

Very quick, easy and efficient.

Very quick, easy and efficient. Easy way to pay for items over 3 payments interest free. Reviewed on: 22nd May 2024

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