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PayPal: Pay in 3 reviews

4.93
Based on 46,575 reviews, last reviewed 6th May 2026
2286000% increase in 5 star reviews
in the past 90 days
4300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent way of paying Convenient way to spread the cost of many different things including heating oil Reviewed on: 6th May 2026
Nick B's avatar
Nick B

Latest lowest rating:

2

Find very easy to use ! Like the option of pay in 3 Find very easy to use , experienced no problems Reviewed on: 6th May 2026
Amanda W's avatar
Amanda W

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (46575)

I have been able to purchase essential items for my...

5
I have been able to purchase essential items for my 5 year old autistic boy I would never have been able to afford without pay in 3. Reviewed on: 13th May 2024

PayPal is a great service for running a small busine...

5
PayPal is a great service for running a small business as well as quickly sending money to friends Reviewed on: 13th May 2024

Super service

5
Makes buying big items so much easier and very simple to use Reviewed on: 13th May 2024

Pay in 3 is the best service I have ever come across.

5
Pay in 3 is the best service I have ever come across. It enables me to be able to pay for my goods for my business in a way that doesn’t strain my finances.. Amazing!! Reviewed on: 13th May 2024

Brilliant way to spread the cost of more expensive i...

5
Brilliant way to spread the cost of more expensive items Reviewed on: 13th May 2024

Couldn’t fault my experience over the years always f...

5
Couldn’t fault my experience over the years always feel safe & protected Reviewed on: 13th May 2024

Good customer service, always grateful for the oppor...

5
Good customer service, always grateful for the opportunity to pay in smaller amounts . Reviewed on: 13th May 2024

It’s so easy and massively helpful to break larger p...

5
It’s so easy and massively helpful to break larger payments down like this! Reviewed on: 13th May 2024

Fantastic customer support.

5
I was once delayed with my payment as I did not realized at that moment that I unintentionally have edited my standing order, and then I received a customer service call reminding me of my due and giving me advice on how I’d be able to prevent that delay affecting my credit score and some other things that may help me dealing with my finances if i need to. Reviewed on: 13th May 2024

3 is the magic number

5
Easy to set up and manage, clear instructions on rules and excellent app... Reviewed on: 13th May 2024

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