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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (46924 reviews)

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4.93

Based on 46,924 reviews, last reviewed 6th May 2026

2319100% increase in 5 star reviews

in the past 90 days

4400% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent I use Paypal for all my transactions and having the option of pay in 3 is very handy on the bigger purchases. Highly recommended. Reviewed on: 6th May 2026

Latest lowest rating:

1

I paid my 3 monthly installments before the end of c... I paid my 3 monthly installments before the end of contract and had my card stolen so it was blocked the next time I tried to pay you refused, I'm not... Read more Reviewed on: 6th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (46924)

Pay in 3 is really useful because I can spread thing...

Pay in 3 is really useful because I can spread things over 3 months which makes them more affordable Reviewed on: 11th May 2024

No interest charge for 'pay in 3'

I like the fact that I'm not charged interest for the 'pay in 3' service. Reviewed on: 11th May 2024

Easy to use and set up - more convenient than...

Easy to use and set up - more convenient than my bank Reviewed on: 11th May 2024

PayPal pay in 3 in a great way to pay!!

PayPal pay in 3 in a great way to pay, have used it a lot to purchase things being able to spread the cost over 3 payments is really handy and means we can purchase what we need Reviewed on: 11th May 2024

I like the app and options available especially pay...

I like the app and options available especially pay in 3 which makes it way easier when shopping but you need to work on your customer experience as the wait time is long and I keep getting transferred to different departments as it seems nobody can answer my question Reviewed on: 11th May 2024

So good to keep track on expenses

So good to keep track on expenses Reviewed on: 11th May 2024

Paypal service help me to spread my payments and org...

Paypal service help me to spread my payments and organise my finanaces, the payment plans takes stress away and pressure from my monthly budget. Reviewed on: 11th May 2024

The greatest way to Pay

PayPal is the greatest way to pay for items online and in store. I highly recommend it to my family and friends. Reviewed on: 11th May 2024

Pay in Three helps my budget

Pay in three give me a bit of flexibility which helps when budgeting for everything. Reviewed on: 11th May 2024

Always loved paypal, so quick and easy to use.

Always loved paypal, so quick and easy to use. Reviewed on: 11th May 2024

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