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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (49431 reviews)

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4.93

Based on 49,431 reviews, last reviewed 11th May 2026

2554400% increase in 5 star reviews

in the past 90 days

4800% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

great service I have used PayPal for all online transactions for as long as I can remember, always gives an easy problem free service Reviewed on: 11th May 2026

Latest lowest rating:

2

Pay in 3 is just a pain. Pay in 3 is just a pain.....happy to pay by debit card Reviewed on: 10th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (49431)

Easy to use.

Easy to use. Clear repayment schedule. Reviewed on: 11th May 2024

Interest Free!

I love PayPal as it’s a secure way to buy and sell items giving peace of mind. I am also enjoying the pay in 3 option and find I’m using this mainly for ‘wish list’ items around my home, being interest free is also a big positive! Reviewed on: 11th May 2024

Great service as always.

Great service as always. I’m using Paypal products for years, impressive service. Reviewed on: 11th May 2024

Easy way to pay.

Easy way to pay. Comfortable payments. Reviewed on: 11th May 2024

Good but should allow to pay off little bits during...

Good but should allow to pay off little bits during the month if you want instead of only allowing the full amount Reviewed on: 11th May 2024

PayPal makes paying for things online super easy and...

PayPal makes paying for things online super easy and it’s really easy to use Reviewed on: 11th May 2024

Breaks down big purchases without hassle

Makes it easier to pay for a item that would otherwise impact my pay check and without interest and having to fill lots of online forms every time you use it Reviewed on: 11th May 2024

Very good helps me spread my money

Very good helps me spread my money Reviewed on: 11th May 2024

I use pay in 3 and credit options as my main paying...

I use pay in 3 and credit options as my main paying option and I love how simple and easy PayPal pay in 3 is and makes shopping so much easier! Reviewed on: 11th May 2024

It makes financing far easier as I can spread the...

It makes financing far easier as I can spread the cost Reviewed on: 11th May 2024

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