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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (79357 reviews)

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4.76

Based on 79,202 reviews, last reviewed 3rd Jul 2026

5358200% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great idea well executed! Pay in 3 is an excellent way of splitting the cost of things. I paid €1300 for an apartment over 3 months and it really helped my finances. Another ti... Read more Reviewed on: 3rd July 2026

Latest lowest rating:

1

Need pay in 6/9/12 months as pay in 3 is not good en... Need pay in 6/9/12 months as pay in 3 is not good enough just yet. Reviewed on: 2nd July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (79357)

Simple payment plans

Clear information about payment dates and amounts make it easy to use and keep track of payments. Reviewed on: 7th April 2026

Simple, Accessible & Elegant

Everything that you require of a finance provider is made simple, accessible and elegant by PayPal. Reviewed on: 7th April 2026

Useful to spread the cost.

I really like that it doesn't add interest, and for some purchases it's extremely nice to spread the cost a bit. I like the fact the payment date is nice and clear too, and that you can make extra payments if you want to. Reviewed on: 7th April 2026

Very secure trusted and easy to deal with

Very secure trusted and easy to deal with Reviewed on: 7th April 2026

I find PayPal a secure way of purchasing things and...

I find PayPal a secure way of purchasing things and with AliExpress they really represented me when a seller falsely claimed to have sent an item Reviewed on: 7th April 2026

I am impressed with the service of PayPal.

I am impressed with the service of PayPal. Reviewed on: 7th April 2026

Very essy to use very helpful customer service and f...

Very essy to use very helpful customer service and fast response Reviewed on: 7th April 2026

Never a problem and so simple to use.

Never a problem and so simple to use. Reviewed on: 7th April 2026

My issue is always resolved quickly and efficiently.

My issue is always resolved quickly and efficiently. Reviewed on: 7th April 2026

Helps me spread the cost fairly.

Helps me spread the cost fairly. Interest free is the only way I could afford things I need. In this climate we need flexible options. It’s not hard to use responsibly, auto pay takes the worry away of missing payments Reviewed on: 7th April 2026

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