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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (79239 reviews)

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4.76

Based on 79,202 reviews, last reviewed 3rd Jul 2026

5358200% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great idea well executed! Pay in 3 is an excellent way of splitting the cost of things. I paid €1300 for an apartment over 3 months and it really helped my finances. Another ti... Read more Reviewed on: 3rd July 2026

Latest lowest rating:

1

Need pay in 6/9/12 months as pay in 3 is not good en... Need pay in 6/9/12 months as pay in 3 is not good enough just yet. Reviewed on: 2nd July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (79240)

Highly recommended

I .would recommend this mainly because if I have a big purchase, I can split the bill over several months Reviewed on: 7th April 2026

I trust PayPal so much that once a retailer has PayP...

I trust PayPal so much that once a retailer has PayPal as part of their payment method. I tend to buy from them . Reviewed on: 7th April 2026

Pypal Pay in 3

I have used Paypal Pay in 3 on numerous occassions and it is an excellent way to spread the cost of a purchase to make it more affordable. I would certainly recommend the service to anyone planning to use Paypal. Reviewed on: 7th April 2026

My go-to payment site.

My go-to payment site. I use PayPal on a daily basis, both receiving and sending payments. Have never had an issue. Reviewed on: 7th April 2026

I use it as often as I can for those bigger purchases

Love the pay in 3, simple to use and available to spend on a lot of platforms/businesses Reviewed on: 7th April 2026

A* Always available for online shopping

Always available for online shopping and all transactions are secure and verified A* Reviewed on: 7th April 2026

PayPal Buy in 3 helps spread the cost

I love the pay in 3 as I can still buy an item which may not be available by the time I had saved. Also the added security of buying online. Would love PayPal to be in shops too Reviewed on: 7th April 2026

Reliable and secure

I’ve found PayPal very efficient, secure, and easy to use when making payments. It’s also really convenient that most retailers accept it. I would happily recommend it to friends and family. Reviewed on: 7th April 2026

used PayPal Pay in 3 and found it really helpful for...

used PayPal Pay in 3 and found it really helpful for spreading the cost of a purchase without paying interest. The setup was quick and easy, and everything was clearly shown in the app, including payment dates and amounts. Payments were taken automatically, which made it convenient, and I received reminders before each instalment. Overall, it’s a good option if you want flexibility with payments, as long as you keep track of your schedule and make sure you have enough funds available. A smooth and reliable experience for me. Reviewed on: 7th April 2026

Seamless experience and any problems I’ve experience...

Seamless experience and any problems I’ve experienced have been swiftly resolved with out unnecessary stress Reviewed on: 7th April 2026

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