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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (77576 reviews)

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4.76

Based on 77,494 reviews, last reviewed 29th Jun 2026

5196300% increase in 5 star reviews

in the past 90 days

9600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to use and quick system to use Easy to use and quick system to use Reviewed on: 29th June 2026

Latest lowest rating:

1

Archaic banking system that causes customers problem. Archaic banking system that causes customers problem. Reviewed on: 29th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (77576)

Feel safe to use it and it’s very secure

Feel safe to use it and it’s very secure Reviewed on: 6th April 2026

Great service, they have your back.

Great service, always super helpful and have your back if anything goes wrong, highly recommend, always helped me get my money back and with any issues. Reviewed on: 6th April 2026

I find the pay in three very helpful & easy to under...

I find the pay in three very helpful & easy to understand & use. I just wish it was available in more of the places I shop at. Reviewed on: 6th April 2026

5 stars ,easy access, fast purchase , split payment

5 stars ,easy access, fast purchase , split payment Reviewed on: 6th April 2026

Helpful but..

Helpful but could be better if an immediate payment was not required, but rather could be set to a specific date within the month of purchase. Reviewed on: 6th April 2026

very simple to use.

very simple to use. Love the emails to warn of the next payment due. Credit checked super fast Reviewed on: 6th April 2026

I have used PayPal for years and in the last year of...

I have used PayPal for years and in the last year of 2 have availed of the pay in 3 service which has been great every time. They always keep you up to date via email etc. Reviewed on: 6th April 2026

Faithfully trust PayPal

I trust PayPal greatly...always been there when I needed them .any problems with purchases they have sorted it for me..support is brilliant .... Reviewed on: 6th April 2026

Makes online shopping quick and easy

Makes online shopping quick and easy Reviewed on: 6th April 2026

My preferred payment method

I was reluctant at first, but after I made my first application to pay in 3 and was accepted, it has become my preferred payment method for all items under £100, and helps me budget my spending better. Reviewed on: 6th April 2026

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