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PayPal: Pay in 3 reviews

4.76
Based on 77,494 reviews, last reviewed 29th Jun 2026
5196300% increase in 5 star reviews
in the past 90 days
9600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and quick system to use Easy to use and quick system to use Reviewed on: 29th June 2026
James's avatar
James

Latest lowest rating:

1

Archaic banking system that causes customers problem. Archaic banking system that causes customers problem. Reviewed on: 29th June 2026
David 's avatar
David

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (77589)

Pay in 3 with Confidence!

5
I pay with confidence and also avail of the pay in 3 especially around Xmas time . Helps spread the cost . Reviewed on: 6th April 2026

PayPal review

4
I’ve always been happy using PayPal. Reviewed on: 6th April 2026

Pay in 3 is great and easy to set up.

5
I've used Pay in 3 several times now and it makes paying for some pricier items easier to budget for over a period of 3 months than paying in one go. So quick and simple to set up, the first time was when my hoover broke, it was a lot easier to buget for an unexpected expense. Reviewed on: 6th April 2026

PayPal is straightforward to use.

5
PayPal is straightforward to use. Having the app allows you to review your accounts. There are different options available depending on your budgeting needs, including 0% options, so great way of spreading costs for purchases big and small. It also appears secure to use. Reviewed on: 6th April 2026

Very beneficial being able to split payments into 3!

5
Very beneficial being able to split payments into 3! Reviewed on: 6th April 2026

PayPal is great

5
PayPal is quick and helpful and offers pay in 3 which is really helpful. Reviewed on: 6th April 2026

A good service to spread a large payment.

5
A good service to spread a large payment. No need to worry as PayPal takes the payment automatically which helps eliminate potentially missed payments and the payment comes out on the same date each month. Never had any issues. Reviewed on: 6th April 2026

Easy to share my payments

5
I love to do PayPal pay in 3 it means I can split my payments into 3 easier payments I've used it a few times it really works for me as I'm on a low wage . Reviewed on: 6th April 2026

Quick and easy way to spread large payments

5
Quick and easy way to spread large payments Reviewed on: 6th April 2026

Very easy and safe way of paying

5
Very easy and safe way of paying Reviewed on: 6th April 2026

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