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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (79834 reviews)

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4.76

Based on 79,746 reviews, last reviewed 4th Jul 2026

5409400% increase in 5 star reviews

in the past 90 days

10300% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Never had any problems with paypal Never had any problems with paypal Reviewed on: 4th July 2026

Latest lowest rating:

1

pay in 3 i have used paypal for years paying subscriptions ordering froma amazon deliveroo and i still not get approved you should be fairer to the people who ... Read more Reviewed on: 4th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (79834)

Easy to use

Easy to use and terms of conditions are very clear. I really like this service for ease and convenience. Reviewed on: 17th June 2024

Easy, fast, perfect.

Easy, fast, perfect. Service was swift, Fair, and experience was great. Reviewed on: 17th June 2024

My experience using PayPal has been very good.

My experience using PayPal has been very good. I particularly appreciate the Pay in 3 feature as it allows me to spread the cost of expensive purchases. I prefer this feature to other 'buy now, pay later' services (such as PayPal's own feature) as it more efficient in assuring I adhere to my monthly spending budget. I have rated customer good rather than excellent simply due to the fact that I have never encountered a situation/issue using Pay in 3 where I required customer service assistance. Whilst I am likely to recommend the feature to friends and family, I am weary of the fact that some are less likely to manage their money effectively so that their payments are consistently on schedule; I have rated this 8/10. Overall, I am very fond of the feature. Reviewed on: 17th June 2024

Excellent Budgeting Tool.

Excellent budgeting idea for spreading costs for everyday purchases. Easy to understand and use. Reviewed on: 17th June 2024

It makes thinks alot more affordable for me.

It makes thinks alot more affordable for me. it also helps me with my credit score which I am trying to improve Reviewed on: 17th June 2024

It helps me pay off expensive things and keep my mon...

It helps me pay off expensive things and keep my monthly outgoing lower. Reviewed on: 17th June 2024

Easy to use and convenient and would use it again

Easy to use and convenient and would use it again Reviewed on: 17th June 2024

Pay in 3 is easy to set up and free!

Pay in 3 is very easy to set up for larger purchases and a free way to spread payments. I use it a lot and like the feature. Reviewed on: 17th June 2024

Excellent service and security

Very happy with PayPal pay in 3, it's very easy to use, and there is not interest! Reviewed on: 17th June 2024

Very easy to use a great service

Very easy to use a great service Reviewed on: 17th June 2024

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