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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (78574 reviews)

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4.76

Based on 78,358 reviews, last reviewed 1st Jul 2026

5278700% increase in 5 star reviews

in the past 90 days

9800% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Just so easy to use! Just so easy to use! I wish Amazon would link with PayPal! Reviewed on: 1st July 2026

Latest lowest rating:

1

pay in 3 Most of the time it won't allow me to pay in 3 ?? No reason given Reviewed on: 1st July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (78574)

Lifesaver, Especially before payday

I use paypal on a regular basis. When shopping online I like the added security that PayPal offers. So much easier than having to retype you bank details since you link to your own bank. This year has been pretty tough but I have been able to treat my son and myself without paying a full lump sum in affordable small chunks which is just perfect. It would be amazing if there was an option to transfer a small amount of your paypal credit to your own bank to give you a bit of breathing space, ie if a large bill has left you a little short for the month. All in all, great, clear app. Can use it nearly everywhere, atleast in Scotland. Highly recommend. Reviewed on: 12th June 2024

Just one negative comment

All good apart from when I got a rubbish Chinese product that I believe contravened trade description and I got no joy re returning it. Couldn’t find a way of accessing PayPal support although I’d paid via that route Reviewed on: 12th June 2024

Paypal Pay in 3 is so convenient to spread the load...

Paypal Pay in 3 is so convenient to spread the load without being in debt for years. So easy to use and allows me to manage my money more easily. Reviewed on: 12th June 2024

So far so good I will definitely recommend it

So far so good I will definitely recommend it Reviewed on: 12th June 2024

Never had anything to complain about and pay in 3 is...

Never had anything to complain about and pay in 3 is very handy for spreading costs. Reviewed on: 12th June 2024

Easy to understand and use.

Easy to understand and use. Feels safe due to being well explained. Reviewed on: 12th June 2024

Makes affording purchases easy, trustworthy process too

Makes affording purchases easy, trustworthy process too Reviewed on: 12th June 2024

This helps a lot with managing money

This helps a lot with managing money Reviewed on: 12th June 2024

Let us pay more in3

So much easier pay in 3 than pay in one go. Definitely more convenient, and would be nice to be allowed pay in 3 more often. Reviewed on: 12th June 2024

Pay In 3

Used pay in 3 several times, really helps with budgeting. Good for larger purchases that may otherwise have to wait Reviewed on: 12th June 2024

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