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PayPal: Pay in 3 reviews

4.76
Based on 78,040 reviews, last reviewed 30th Jun 2026
5248400% increase in 5 star reviews
in the past 90 days
9600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

handy & safer to use It’s so handy & safer to check out with PayPal .Also it saves time entering card details etc .So readily accepted too. Reviewed on: 30th June 2026
Simbadash's avatar
Simbadash

Latest lowest rating:

1

Archaic banking system that causes customers problem. Archaic banking system that causes customers problem. Reviewed on: 29th June 2026
David 's avatar
David

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (78074)

A good service I would recommend.

5
I have used pay in 3 multiple times and it's been super helpful, especially having to spread my payments. There have been times when I encountered issues like a blocked bank card (resulting in a failed payment). When I contacted the team to explain the issue, they were quite warm and understanding. One of the staff went as far as suggesting other methods I could utilise to make payment, until my card is reactivated. I have had a good experience using this service. Reviewed on: 12th June 2024

Paypaying

5
Satisfied so fat with PayPal service Reviewed on: 12th June 2024

Fantastic service

5
Used a lot and has been excellent service especially easy to use the pay in 3 service. Extremely helpful in these difficult Financial Times Reviewed on: 12th June 2024

Pay in 3 has really helped me

5
Pay in 3 has really helped me to make larger purchases with the comfort of spreading it over three months, taking away the worry & expensive fees a credit would offer. Reviewed on: 12th June 2024

Generally no problems,..

5
Generally no problems, cool service. Reviewed on: 12th June 2024

Always accepted for pay in 3.

5
Always accepted for pay in 3. I get email reminders when I need to pay an instalment. I’ve never had an issue. Very good service for larger payment items Reviewed on: 12th June 2024

Very useful

5
I'm happy using this method due to the fact that I'm not paying interest Reviewed on: 12th June 2024

PayPal Pay in 3 is easy to use

5
I find that PayPal Pay in 3 is always easy to use and a great way to spread cost. Reviewed on: 12th June 2024

Pay in 3 has been great very easy to use

5
Pay in 3 has been great very easy to use Reviewed on: 12th June 2024

It’s a great service

5
It’s a great service that helps you to get what you want with an easy payment plan Reviewed on: 12th June 2024

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