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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (64734 reviews)

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4.76

Based on 64,734 reviews, last reviewed 10th Jun 2026

3985100% increase in 5 star reviews

in the past 90 days

7900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

nifty little feature Great for helping to make big purchases easier, very accessible and easier to use Reviewed on: 10th June 2026

Latest lowest rating:

2

PAYPAL HAVE MADE IT SO HARD TO USE THE APP I HAVE ST... PAYPAL HAVE MADE IT SO HARD TO USE THE APP I HAVE STOPPED USING IT Reviewed on: 10th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (64734)

Useful for spreading the cost and without any hassle...

Useful for spreading the cost and without any hassle - it just happens! Reviewed on: 11th May 2024

Love it, always choose Pay in three if I can.

Love it, always choose Pay in three if I can. Reviewed on: 11th May 2024

PayPal are always very responsive to any issues and...

PayPal are always very responsive to any issues and pay in 3 has given me extra flexibility when I need it most. Reviewed on: 11th May 2024

Pay in 3. Easy, reliable, affordable.

I use pay in 3 often it is a reliable service that is simple and easy to use. I find it helps me budget more effectively when i want to buy something that is on the more expensive side that i would often have to save for. Instead of waiting three months and putting the money away for the item, hoping it is still in stock once I’ve saved enough I can use PayPal in 3 and be assured the item I want I can get and can pay it off just as if I were putting the money away to get it. Perfect! Reviewed on: 11th May 2024

Always use PayPal in 3, hassle free!

Always use PayPal in 3. It’s easy and hassle free. Reviewed on: 11th May 2024

Easy to use and setup DD on account

Easy to use and setup DD on account Reviewed on: 11th May 2024

I have always had really good experiences and reliab...

I have always had really good experiences and reliable service Reviewed on: 11th May 2024

Any questions answered within 24 hours, easy to use...

Any questions answered within 24 hours, easy to use app, reliable. Reviewed on: 11th May 2024

Due to the rising costs and cost of living crisis I...

Due to the rising costs and cost of living crisis I rely heavily on my pay in threes as it enables me to still feed my family a good food shop for the month and splitting the cost without having to subsidise on healthy food for the lower cost of cheaper, less healthy food. I am also able to use my pay in threes to take the kids to a theme park or something in the half terms that would otherwise cripple me for months financially if I had to pay it all out in one go. Because of pay in threes my children can experience activities and be well fed - just like I was as a child, they will remember our time together as good and wholesome where I am not stressed out about money all the time. Being on a minimum wage is tough, it really is but pay in threes have eased the burden and helped me be a better mother and I really am extremely grateful. Reviewed on: 11th May 2024

A great way too pay!

Just great to split the total over a couple of months. So you don't have to take a big purchase hit all at once. Reviewed on: 11th May 2024

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