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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (69624 reviews)

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4.76

Based on 69,624 reviews, last reviewed 13th Jun 2026

4449800% increase in 5 star reviews

in the past 90 days

8300% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Spreads the Cost Pay in three spreads the cost with no burden of increasing the cost , worth doing if your on a budget . Reviewed on: 13th June 2026

Latest lowest rating:

1

Trusting and reliable, makes payments so easy withou... Trusting and reliable, makes payments so easy without worrying Reviewed on: 12th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (69624)

Excellent experience

Excellent experience - I have been using service for long time due to the peace of mind and trust in customer services whenever issue arises. Reviewed on: 12th May 2024

Top performance

Always excellent to use and never had any issues Reviewed on: 12th May 2024

Very easy to use, very convenient, and crucially ver...

Very easy to use, very convenient, and crucially very transparent as to the terms and conditions and the interest rate. You feel secure in knowing what you're paying and when you're paying it. Reviewed on: 12th May 2024

Brilliant PayPal.

It is a really easy and enjoyable experience using PayPal. I don't think I have ever had to make a phone call or send an email to their customer service team. I do everything through the app and it's just a simple easy experience. Reviewed on: 12th May 2024

I find the pay in three option helps me budget .

I find the pay in three option really helpful. It helps me pay for more expensive things & be able to budget by spreading it over 3 months. Reviewed on: 12th May 2024

Fair with improvements needed

Difficult to impossible to make a bane change. Overall for moving money works well Reviewed on: 12th May 2024

Great for bigger purchases that would normally be un...

Great for bigger purchases that would normally be unattainable Reviewed on: 12th May 2024

I use pay in 3 to allow me to make necessary purchas...

I use pay in 3 to allow me to make necessary purchases and budget Reviewed on: 12th May 2024

Very helpful payment method for big purchases.

Very helpful payment method for big purchases. Makes paying affordable over 3 months. Reviewed on: 12th May 2024

Great opportunity to spread the cost of a more expen...

Great opportunity to spread the cost of a more expensive item without being charged any interest. Reviewed on: 12th May 2024

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