Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 70,790 reviews, last reviewed 15th Jun 2026
4558500% increase in 5 star reviews
in the past 90 days
8600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple to use and convenient. PayPal Pay in 3 has been really simple and convenient to use. It makes larger purchases easier to manage by spreading the cost, and the payment schedu... Read more Reviewed on: 15th June 2026
JK's avatar
JK

Latest lowest rating:

1

PayPal Plus points failure Signed up for PayPal plus in November 2025 and have accumulated over 8000 points that to date I cannot redeem. PayPal failed to resolve multiple compl... Read more Reviewed on: 15th June 2026
Amy's avatar
Amy

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (70790)

Couldn’t fault my experience over the years always f...

5
Couldn’t fault my experience over the years always feel safe & protected Reviewed on: 13th May 2024

Good customer service, always grateful for the oppor...

5
Good customer service, always grateful for the opportunity to pay in smaller amounts . Reviewed on: 13th May 2024

It’s so easy and massively helpful to break larger p...

5
It’s so easy and massively helpful to break larger payments down like this! Reviewed on: 13th May 2024

Fantastic customer support.

5
I was once delayed with my payment as I did not realized at that moment that I unintentionally have edited my standing order, and then I received a customer service call reminding me of my due and giving me advice on how I’d be able to prevent that delay affecting my credit score and some other things that may help me dealing with my finances if i need to. Reviewed on: 13th May 2024

3 is the magic number

5
Easy to set up and manage, clear instructions on rules and excellent app... Reviewed on: 13th May 2024

Great service

5
I’ve used paypal for many years. I’ve not had many issues but in the rare occasion that I have it has been dealt with satisfactorily and promptly. Reviewed on: 13th May 2024

Just so easy to use pay in 3.

5
Just so easy to use pay in 3. It does all the work for you. Also, if you return part of the order, it will work out what needs to be refunded and what doesn’t. I use it all the time. You can also pay it off in one go if you want to. Reviewed on: 13th May 2024

Excellent experience so easy to use and helps with f...

5
Excellent experience so easy to use and helps with financing Reviewed on: 13th May 2024

Top service, great terms, great value.

5
Top service, great terms, great value. Helps a lot when you don't have all the money at once. Reviewed on: 13th May 2024

Paypal is a true payments solution provider.

5
Paypal is a true payments solution provider. Innovating at the right pace to keep ahead of my needs. I wish I could have also options for “PayPal Bank” Reviewed on: 13th May 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review