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PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 70,911 reviews, last reviewed 15th Jun 2026
4570000% increase in 5 star reviews
in the past 90 days
8600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Affordable payment plans Always a good reliable service. Easy & quick application. Helps with budgeting. Reviewed on: 15th June 2026
Sarah C's avatar
Sarah C

Latest lowest rating:

1

PayPal Plus points failure Signed up for PayPal plus in November 2025 and have accumulated over 8000 points that to date I cannot redeem. PayPal failed to resolve multiple compl... Read more Reviewed on: 15th June 2026
Amy's avatar
Amy
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (70911)

Never had any issue with PayPal credit at all.

5
Never had any issue with PayPal credit at all. Customer service has always been fine when I've needed to contact them, plenty of interest free options available so I rarely have to pay any interest. Minimum payments are fairly calculated but I try to pay more than that anyway Reviewed on: 12th May 2024
Ryan C's avatar
Ryan C

Very helpful

5
I use pay in 3 quite a lot. It helps me when me when i need it. Reviewed on: 12th May 2024
BlueSky's avatar
BlueSky

Excellent service to use especially paying in 3 steps

5
Excellent service to use especially paying in 3 steps Reviewed on: 12th May 2024
Freddie N's avatar
Freddie N

Very helpful

5
Pay in 3 is very helpful and useful way to pay for your purchase! Reviewed on: 12th May 2024
Sabina K's avatar
Sabina K

Extremely good service, always been very helpful in...

5
Extremely good service, always been very helpful in terms of customer support. Reviewed on: 12th May 2024
Harley H's avatar
Harley H

Easy use

5
I've never had an issue with PayPal pay in 3, it's user friendly and easy to use. I've used it around 3 times now, it's easy to pay off when your ready or pay earl if you can. Not only that but the payments are easy to make Reviewed on: 12th May 2024
Rachel P's avatar
Rachel P

The PayPal Credit system is such a good system and g...

4
The PayPal Credit system is such a good system and gives you flexibility when it comes to managing payments. Reviewed on: 12th May 2024
FTF's avatar
FTF

Pay in 3 is a life saver!

5
Pay in 3 is useful if you don’t have the current funds but will later on. Reviewed on: 12th May 2024
Anamol R's avatar
Anamol R

Convenience

5
The pay in 3 option helps me spread costs when buying large priced items, without interest being added. Reviewed on: 12th May 2024
CerysC's avatar
CerysC

Always easy to use

5
Always easy to use and when there are issues with fraud they deal with it in a positive manner Reviewed on: 12th May 2024
Lee's avatar
Lee

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