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PayPal: Pay in 3 reviews

4.76
Based on 72,398 reviews, last reviewed 17th Jun 2026
4710700% increase in 5 star reviews
in the past 90 days
8800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service - Easy to use no issues on payments etc Easy to use no issues on payments etc Reviewed on: 17th June 2026
Leeanne Herd's avatar
Leeanne Herd

Latest lowest rating:

1

Never bloody works says I can have pay in 3 and then... Never bloody works says I can have pay in 3 and then it’s not available! Messes things up all the time Reviewed on: 17th June 2026
Row's avatar
Row

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (72398)

Great way to manage unexpected spend

5
Use pay in 3 regularly, great way to manage unexpected spend or to buy that one item you've wanted and spread the cost evenly. Reviewed on: 17th May 2024

trustworthy and convenient

4
Been using PayPal as a convenient method of payment in liaison with my current account for years. It’s trustworthy and convenient. Reviewed on: 17th May 2024

Customer friendly

5
Regular reminders make it easier to not miss payment dates. Simple and clear language used to explain each plan with clear dates and amounts. Reviewed on: 17th May 2024

Always use pay in 3

5
Always use pay in 3 - no interest, so easy to use and PayPal just make the process so understandable! Reviewed on: 17th May 2024

Best Payment service...by far

5
So easy to use wouldn’t use any other Payment service Reviewed on: 17th May 2024

It is a great method of payment.

5
It is a great method of payment. It is a balance between paying the item in full and putting it on credit without the risk of building up debts. I find it safe and very useful when it comes to the medium range cost purchases. Reviewed on: 17th May 2024

Very convenient service.

5
Very convenient service. Using it a lot since it gives me flexibility to breakdown the payment and pay in my pace Reviewed on: 17th May 2024

Pay in 3 is a very useful option for me...

5
Pay in 3 is a very useful option for me Reviewed on: 17th May 2024

Have been using PayPal for over a decade to pay for...

5
Have been using PayPal for over a decade to pay for online shopping, snd I must say, the experience I had is immense. The customer service and swift transaction are immaculate and safe. Reviewed on: 17th May 2024

No Brainer

5
It's an amazing service so far, making things affordable as I don't have yo pay it all at once and I don't have to think of paying an interest on anything I buy. Its a no brainer. Reviewed on: 17th May 2024

Review PayPal: Pay in 3 now

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