Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (70911 reviews)

View other PayPal products

4.76

Based on 70,911 reviews, last reviewed 15th Jun 2026

4570000% increase in 5 star reviews

in the past 90 days

8600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Affordable payment plans Always a good reliable service. Easy & quick application. Helps with budgeting. Reviewed on: 15th June 2026

Latest lowest rating:

1

PayPal Plus points failure Signed up for PayPal plus in November 2025 and have accumulated over 8000 points that to date I cannot redeem. PayPal failed to resolve multiple compl... Read more Reviewed on: 15th June 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (70911)

Feel like I can buy more things and it doesn’t break...

Feel like I can buy more things and it doesn’t break the bank Reviewed on: 12th May 2024

Easy to use and makes the cost of living more afford...

Easy to use and makes the cost of living more affordable/manageable Reviewed on: 12th May 2024

couldn’t recommend more !

paypal pay in three has been extremely beneficial for me , especially when i am struggling some months but really need to buy some stuff ! it tells you about all the payment dates which is amazing for scheduling and saving the money . another amazing thing is no interest rates !! personally i’ve never had a bad experience (: Reviewed on: 12th May 2024

Easy to use, and very helpful when you need to sprea...

Easy to use, and very helpful when you need to spread that purchase a little and interest free. Reviewed on: 12th May 2024

They are reliable and helped me build credit as a st...

They are reliable and helped me build credit as a student Reviewed on: 12th May 2024

Works a treat for me every time I use it

I use pay in 3 on a regular basis and it’s been a great way to have the cost spread over the course of three months. This way I can afford more. Reviewed on: 12th May 2024

How Pay in 3 has helped my Health.

In recent times, I've had issues with my health and ability to work making affordability for big purchases difficult. PayPals buy-now, pay in 3 scheme has helped ease my financial worries helping to make necessary purchases affordable, easing my financial stress. Reviewed on: 12th May 2024

Very easy and convenient to use and just help not pa...

Very easy and convenient to use and just help not paying all at once. Reviewed on: 12th May 2024

Allows flexibility

Allows flexibility for those unexpected our hases Reviewed on: 12th May 2024

it's been awesome .

it's been awesome . It was made easy to sold transactions especially when one needs an article imediatly but is short of cash. Reviewed on: 12th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Duologi 4.30 from 14 reviews
nextpay
from Next 4.23 from 12 reviews
Buy Now Pay Later
from Butter 4.08 from 2 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 139390 reviews
Payments
from PayPal 4.72 from 3748 reviews
Credit card
from PayPal 4.71 from 97 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub