Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (73894 reviews)

View other PayPal products

4.76

Based on 73,894 reviews, last reviewed 19th Jun 2026

4853800% increase in 5 star reviews

in the past 90 days

9000% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent service Excellent, a service available there evri time you need it... Reviewed on: 19th June 2026

Latest lowest rating:

1

Everything about them is awful. Everything about them is awful. Always changing the goal posts. Let people pay through the app they request and as soon as they do your money is embar... Read more Reviewed on: 18th June 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (73894)

Pay in 3 is my most go to Credit agreement.

Pay in 3 is my most go to Credit agreement. Making it easy to split payments and afford purchases. I use Pay in 3 all the time and recommend to anyone needed to use credit at affordable repayments. Reviewed on: 16th May 2024

Has to buy car parts that were very expensive.

Has to buy car parts that were very expensive. PayPal Pay in 3 let me spread the cost, Reviewed on: 16th May 2024

I use paypal all of the time as its pay in 3 option...

I use paypal all of the time as its pay in 3 option has consistnely served me well Reviewed on: 16th May 2024

Excellent customer , great product

I never have a problem, customer service always resolve any issues I have. Reviewed on: 16th May 2024

Reliable and easy way to pay on your budget.

Reliable and easy way to pay on your budget. Reviewed on: 16th May 2024

Always easy and payments always on time would recco...

Always easy and payments always on time would reccomend app to all my friends Reviewed on: 16th May 2024

PayPal Pay in 3 has been invaluable in helping

PayPal Pay in 3 has been invaluable in helping me budget and being able to afford things when needed, rather than having to save first and potentially missing out on offers and great deals. Reviewed on: 16th May 2024

Great quick service.

Great quick service. App is super efficient Reviewed on: 16th May 2024

PayPal - a paying Pal in your pocket

PayPay is the easiest and most cost effective and sage way of spending money. Reviewed on: 16th May 2024

Pay in 3 - Customer Friendly

I find the Pay in 3 experience to be convenient and easy to use. It allows me to budget easily and spread my payments to suit. So far I have used this app for several purchases and have had no negative issues to report. I would highly recommend Pay in 3 as convenient, easy to manage and a great tool to help build a good credit history. Reviewed on: 16th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from Buyline 4.38 from 26 reviews
Buy Now Pay Later
from Butter 4.08 from 2 reviews
Buy now pay later
from Payl8r 4.82 from 4218 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 142867 reviews
Payments
from PayPal 4.71 from 3755 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub