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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (73971 reviews)

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4.76

Based on 73,971 reviews, last reviewed 19th Jun 2026

4860900% increase in 5 star reviews

in the past 90 days

9000% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I always use the *pay in 3*option for any purchase o... I always use the *pay in 3*option for any purchase over £30. I’m told what the payment today is and what the next 2 payments are due. I get reminders ... Read more Reviewed on: 19th June 2026

Latest lowest rating:

1

Everything about them is awful. Everything about them is awful. Always changing the goal posts. Let people pay through the app they request and as soon as they do your money is embar... Read more Reviewed on: 18th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (73971)

Great app.

Great app. Easy to navigate. Amazing when compared to others Reviewed on: 15th May 2024

Life changing

As a 20 year old student, having enough money for larger purchases can be difficult. However with pay in 3, i am able to make those bigger purchases without having to budget or cut back on spending. I really recommend it to anyone. It’s a fabulous service and the 0% interest really makes it worth it. Reviewed on: 15th May 2024

Flexibility

Pay in 3 has helped me finance payments while being able to cater for other needs during that month. This is as the breakdown in payments gives me more disposable income throughout the month so I can spend it on other things. Reviewed on: 15th May 2024

Never had any problems so can't comment on customer...

Never had any problems so can't comment on customer service, do have a few glitches every now and then where pay in 3 doesn't seem to be an option but then it works a few hours later, not sure if thats on paypals end or the sites that are using it. Reviewed on: 15th May 2024

Really useful.

Really useful. Pay in 3 came to my life when it was the most needed or else i would have not been able to afford the device . Thankyou paypal Reviewed on: 14th May 2024

Always found PayPal very easy to use

Always found PayPal very easy to use Reviewed on: 14th May 2024

The easy and successful solution to credit

amazing simple and easy to use pay in 3 helps me manage payments and spread out costs to make them less expensive or noticeable, paying no interest is great too using a feature to buy goods that require no fees is amazing. Reviewed on: 14th May 2024

Quick and affordable

Pay in 3 provides me with an affordable solution to large purchases! Reviewed on: 14th May 2024

Pay in three great for me.

Pay in three helps to spread your finance at no cost. Reviewed on: 14th May 2024

Never had any problem, makes paying so much easier

Never had any problem, makes paying so much easier Reviewed on: 14th May 2024

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