Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 73,288 reviews, last reviewed 18th Jun 2026
4796600% increase in 5 star reviews
in the past 90 days
8900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

.Simple and Safe I always use pay in 3 for my purchases if eligible it is secure and as my income is paid in monthly it makes sense and incoming/outgoing ties in nicel... Read more Reviewed on: 18th June 2026
Woodentop's avatar
Woodentop

Latest lowest rating:

1

Never works , you go round in circles trying to get... Never works , you go round in circles trying to get in for a start, then it declines you. Waste of time. Reviewed on: 17th June 2026
Gavin H's avatar
Gavin H

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (73288)

Great for bigger purchases that would normally be un...

5
Great for bigger purchases that would normally be unattainable Reviewed on: 12th May 2024

I use pay in 3 to allow me to make necessary purchas...

5
I use pay in 3 to allow me to make necessary purchases and budget Reviewed on: 12th May 2024

Very helpful payment method for big purchases.

5
Very helpful payment method for big purchases. Makes paying affordable over 3 months. Reviewed on: 12th May 2024

Great opportunity to spread the cost of a more expen...

5
Great opportunity to spread the cost of a more expensive item without being charged any interest. Reviewed on: 12th May 2024

Sa safe way to buy on the net.

5
Sa safe way to buy on the net. Pay in 3 instalments is a great idea Reviewed on: 12th May 2024

PayPal Pay in 3 is the most convenient and reliable...

5
PayPal Pay in 3 is the most convenient and reliable service I've ever come across,having your installments paid safely every time Reviewed on: 12th May 2024

Absolutely great way of spreading your payments at n...

5
Absolutely great way of spreading your payments at no extra cost. Reviewed on: 12th May 2024

Great experience, I manage to pay all my bill with p...

5
Great experience, I manage to pay all my bill with pay in 3 option ,not stressed at all. Reviewed on: 12th May 2024

Flexible payment, security & 0% interest

5
Pay in 3 is great because it makes a lot of purchases very accessible whilst providing financial security. Reviewed on: 12th May 2024

Great service

5
I’ve used pay in 3 to spread the gist of purchases to make buying more affordable. It’s easy to apply and quick to check out. Reviewed on: 12th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 142303 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3754 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products