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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (80515 reviews)

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4.76

Based on 80,407 reviews, last reviewed 6th Jul 2026

669% increase in 5 star reviews

in the past 90 days

543% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Quick and efficient. Quick and efficient. The decision is almost instant and I have never had any issues with PayPal pay in 3. Reviewed on: 6th July 2026

Latest lowest rating:

2

PayPal is no longer competitive. PayPal is no longer competitive there are many more options out there that to way better job so PayPal needs to review their competitors and improve t... Read more Reviewed on: 6th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (80515)

Easy to use, helps spread cost wit no interest.

Easy to use, helps spread cost with no interest. Very handy Reviewed on: 12th May 2024

Its always very helpful, staff always finds solution...

Its always very helpful, staff always finds solutions to your problems Reviewed on: 12th May 2024

Pay in 3 is an easy way to spread out the cost of so...

Pay in 3 is an easy way to spread out the cost of something you necessarily couldn't pay for in 1 go. It has made my life much easier. Reviewed on: 12th May 2024

Quick and easy! Great service.

Quick and easy, no issues. Refunds to adjust balances super quick. Easy to pay off early if need be. Reviewed on: 12th May 2024

Simple and easy to use.

Simple and easy to use. Really helpful for larger purchases and pre approval for pay in 3 was ideal Reviewed on: 12th May 2024

Excellent app

Never had issues with this app, I'm confident I never will and I urge you to at least give it a go! Reviewed on: 12th May 2024

Help with budgeting

I find it so useful for larger purchases to spread the payments out over 3 months Reviewed on: 12th May 2024

Flexible, functional and vital

I've enjoyed the usability and flexibility of PayPal. It has great functionality and is helpful for a multitude of money transfers. Actually it is vital for me. Reviewed on: 12th May 2024

Had a wedding to attend and needed to order a dress...

Had a wedding to attend and needed to order a dress for the occasion. My money wasn’t going in to my account until the end of the month. PayPal, pay in 3 made it possible to order the dress I liked online. Without Pay in 3 I would have been stuck. Will definitely use it again. Thank you PayPal Reviewed on: 12th May 2024

Pay in 3 makes life easier

Pay in 3 makes it easy to buy some things and split the cost, and the best thing about it is there are no hidden charges or interests. I am very satisfied with the service and will continue to use it. Reviewed on: 12th May 2024

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