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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (83677 reviews)

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4.76

Based on 81,219 reviews, last reviewed 7th Jul 2026

438% increase in 5 star reviews

in the past 90 days

450% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent service Easy to use paypal, always helpful with lots of situations Reviewed on: 7th July 2026

Latest lowest rating:

2

Never know if pay in three will be agreed. Never know if pay in three will be agreed. Reviewed on: 7th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (83944)

I love paypal its been great experience with paypal

I love paypal its been great experience with paypal Reviewed on: 19th May 2024

Very helpful and easy to use.

Very helpful and easy to use. It would obviously be better if you could offer a paypal pay in 6 with 0% interest. But it is excellent as it is too Reviewed on: 19th May 2024

99 problems but PayPal ain't one

In all the time in have had PayPal I've not had a problem. If something has been an issue, PayPal have dealt with it accordingly and efficiently. Reviewed on: 19th May 2024

Very reliable and fast.

Very reliable and fast. Everytime I asked for help they helped straight away. Reviewed on: 19th May 2024

The pay in 3 helps to avoid interest charges

Pay in 3 helps with your purchase that would otherwise have incurred interest charges. Reviewed on: 19th May 2024

They take the money from my account straight so I di...

They take the money from my account straight so I didn’t need to remember each payment Reviewed on: 19th May 2024

Easy to apply, effortless transactions.

Easy to apply, effortless transactions. Will definitely use again in the future. Could do with a little more information before applying, ie, if a transaction qualifies for the pay in 3. Reviewed on: 19th May 2024

first class experience, every time

first class experience, every time Reviewed on: 19th May 2024

Great Customer Service

Customer service team are very helpful, and can be contacted very quickly, if the FAQ's don't have a guide to resolve a specific issue. Reviewed on: 19th May 2024

Love this Payment plan no interest to pay

This is an ideal way of helping you afford things that you need but dont quite have enough funds. I have used this way to pay several times. Easy and traight forward to do. Mo interest charges either . Reviewed on: 19th May 2024

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