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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (94213 reviews)

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4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (94248)

Very handy

Paypal's Pay in 3 option is very handy when you're short on cash at the end of the month by spreading out a payment over 3 months. Though i usually pay it all off on my next pay. Big fan of the Pay in 3 option and has helped me many times. Reviewed on: 8th June 2024

Excellent facility!

Pay in 3 has helped me to manage my money better as I am able to spread the cost of items without incurring charges. I like the flexibility to pay early as well. Overall, I am glad to have this facility available to help me manage my finances. I have also found that issues are resolved quickly, which is very helpful. Reviewed on: 8th June 2024

Brilliant Paypal

Very quick efficient service, and well protected Reviewed on: 8th June 2024

Happy to be able to spread the cost over 3 months.

Happy to be able to spread the cost over 3 months. Reviewed on: 8th June 2024

Better Money Management

Split payments help to manage my money better whilst still being able to afford the things I love, without missing out Reviewed on: 8th June 2024

Brilliant Service

Never had a problem with PayPal pay in 3 even over refunds excellent service Reviewed on: 8th June 2024

Helps spread the cost of larger purchases without cost

Always accepted and interest free so helps manage the larger purchases without any extra cost Reviewed on: 8th June 2024

Recommended to my friend and my family because when...

Recommended to my friend and my family because when I do purchase something on PayPal for three payment, I am so happy and good service no charging no interest Reviewed on: 8th June 2024

paypal Pay in 3

I love using paypal Pay in 3 as it helps buying items which you cannot afford to buy in full price Reviewed on: 8th June 2024

PayPal has always served me well.

PayPal has always served me well. It’s a great service! Reviewed on: 8th June 2024

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