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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (93873 reviews)

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4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (93955)

Flexible payment date would be helpfull

Flexible payment date would be helpfull Reviewed on: 7th June 2024

Great service would never pay any other way feel saf...

Great service would never pay any other way feel safe using PayPal Reviewed on: 7th June 2024

Pay in 3 has been very useful for me.

Pay in 3 has been very useful for me. Sometimes I want to make larger (to me) purchases and don't like to see the lump sum come out of my account. Splitting the payment in three makes it much more manageable and easier to pay when you have less money. Great service, easy to use. Can make payments earlier than scheduled which is great if you just want to get it done quicker. Only thing that could be better is refunds. Getting refunds while using Pay in 3 is a bit of a task. Apparently I've already been sent a refund but haven't seen or received it, maybe this is due to there being one more payment left but other refunds I've had on Pay in 3 come through without issue, before I pay off the full amount. A bit hit and miss in that area. Reviewed on: 7th June 2024

It really is no quibble.

It really is no quibble. It’s fast and no fuss. It also works fast. The app I feel is secure which gives me confidence. Reviewed on: 7th June 2024

Always there for me.

Always there for me. And secure payments. Reviewed on: 7th June 2024

Pay in 3 excellent choice!

Pay in 3 is an excellent option to select if you are in a budget and need to split your payments. And what is best it’s interest free! Reviewed on: 7th June 2024

Easy to use service that helps to spread costs!

Easy to use service that helps to spread costs without exploitative interest rates. Reviewed on: 7th June 2024

It so easy to pay back and it give me...

It so easy to pay back and it give me time to pay Reviewed on: 7th June 2024

So easy to use and great communication

So easy to use and great communication Reviewed on: 7th June 2024

Pay in 3 or less

I always use paypal for garden supplies but the pay in 3 option meant that I could do more with the funds I had available at the time..plus the option to pay the amount off earlier was brilliant Reviewed on: 7th June 2024

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