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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (93641 reviews)

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4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (93743)

Very good experience, east to use and great for cutt...

Very good experience, east to use and great for cutting the bill into 3 payments Reviewed on: 7th June 2024

Pay in 3 is great idea

Pay in 3 very useful for larger purchases I don't want to wait for Reviewed on: 7th June 2024

It was straightforward just when i needed it

It was straightforward just when i needed it Reviewed on: 7th June 2024

PayPal is always supportive

PayPal is always supportive and is available at all shopping retailers on line Reviewed on: 7th June 2024

Can be used in most online stores, simple to use, cl...

Can be used in most online stores, simple to use, clear on payment amounts and dates Reviewed on: 7th June 2024

Best of both worlds

Helps me to budget & get the items I want, love the interest free when paid on time. As the three payments are taken automatically, I don't have to keep checking & manually do a payment myself. Reviewed on: 7th June 2024

Pay in 3 is fantastic keeps you outta debt and not u...

Pay in 3 is fantastic keeps you outta debt and not using the old credit card! Bonus all round. Reviewed on: 7th June 2024

Pay in 3 allows so much flexibility

Pay in 3 allows so much flexibility Reviewed on: 7th June 2024

Pay in 3

Very easy to use and very useful with no interest to pay. With the direct debit to pay on time also makes it easier. Reviewed on: 7th June 2024

Breathing space

I love that I can spread my payments over 3 months without having to pay any interest. The reduced monthly instalments mean a bit more breathing space when making necessary purchases in what is already a financial crisis of an economy in the United Kingdom. Reviewed on: 7th June 2024

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