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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (95358 reviews)

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4.76

Based on 95,358 reviews, last reviewed 9th Jul 2026

506% increase in 5 star reviews

in the past 90 days

458% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

So easy with peace of mind for secure payment So easy with peace of mind knowing it is secure Reviewed on: 9th July 2026

Latest lowest rating:

2

The "Pay in 3" isn't useful. The "Pay in 3" function gets changed or revoked all the time. It's an unreliable service! It's never available when I would like to use it, yet it's a... Read more Reviewed on: 9th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (95399)

Excellent

Only way to pay for goods online Reviewed on: 9th June 2024

Being self employed pay in 3 is the perfect payment...

Being self employed pay in 3 is the perfect payment process for me when some months can be quieter with income than others so cutting the cost in 3 really helps me out Reviewed on: 9th June 2024

Smooth till now, easy to make payments and receive p...

Smooth till now, easy to make payments and receive payments Reviewed on: 9th June 2024

Quick and easy

Quick. Easy to use. Highly recommended Reviewed on: 9th June 2024

Excellent service.

Excellent service. I would highly recommend. Reviewed on: 9th June 2024

Happy with paypal

I’m happy overall with the PayPal experience, and the ease of use Reviewed on: 9th June 2024

Top tier service

Always been super efficient when presented with a query no matter how complex. Very fluid and accessible when it comes to sending and recieving money. Plenty of payment plans and flexible repayment dates. Reviewed on: 9th June 2024

Online purchases

Brilliant way to pay for online purchases Reviewed on: 9th June 2024

Quick and flexible facility that suits me

Good, very quick and easy to manage Reviewed on: 9th June 2024

Pay in 3 Great alternative to paying in full!

Very helpful alternative to paying in full. I am using the option for anything and everything from takeaway on a special night or a more pricey gift and activity for the family. PayPal has a longstanding tradition in money protection and intervention in disputes , therefore I feel very protected. I have been using PayPal since 2009 and it is my go to option for online pay. Keep up the good work! Reviewed on: 9th June 2024

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