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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (95607 reviews)

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4.76

Based on 95,358 reviews, last reviewed 9th Jul 2026

506% increase in 5 star reviews

in the past 90 days

458% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

So easy with peace of mind for secure payment So easy with peace of mind knowing it is secure Reviewed on: 9th July 2026

Latest lowest rating:

2

The "Pay in 3" isn't useful. The "Pay in 3" function gets changed or revoked all the time. It's an unreliable service! It's never available when I would like to use it, yet it's a... Read more Reviewed on: 9th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (95607)

Pay in 3 is great!

Pay in 3 is great, especially for bigger purchases. Its handy for emergency purchases like a new appliance if one breaks down and that way you don't have to break the bank in order to get the purchase. Reviewed on: 10th June 2024

I love PayPal pay in 3.

I love PayPal pay in 3. It helps me budget for the things I need when I don’t want to pay the amount in full. Reviewed on: 10th June 2024

Great service!

Great service! I’ve used it many times and it’s really helped me out. I always go for this paying option if I have the chance . Reviewed on: 10th June 2024

Easy and secure

Easy and secure way for online purchases Reviewed on: 10th June 2024

Never had a problem with PayPal been with PayPal for...

Never had a problem with PayPal been with PayPal for years can use it most places Reviewed on: 10th June 2024

Keeps my finances honest.

PayPal’s pay in 3 service has consistently allowed me to afford goods that that I would rather buy with cash rather than expend on my line of credit. I prefer it to other similar services as it keeps my finances honest. Reviewed on: 9th June 2024

Amazing they help you Strength away.

Amazing they help you Strength away. Reviewed on: 9th June 2024

Financial freedom

Given me the flexibility I need and financial freedom Reviewed on: 9th June 2024

Every time I’ve had a problem that involves paying f...

Every time I’ve had a problem that involves paying for something via PayPal, they’ve always been happy to help and I’ve always come away feeling pleased. Reviewed on: 9th June 2024

Pay in 3 is absolutely brilliant.

Pay in 3 is absolutely brilliant. It allows you to spread the cost of larger amounts over a fixed time period at no cost to you as the consumer. Much better than a credit card as it commits you to a short payback timescale. I’ve used in on multiple occasions and will continue to do so! Reviewed on: 9th June 2024

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