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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (96131 reviews)

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4.76

Based on 95,358 reviews, last reviewed 9th Jul 2026

506% increase in 5 star reviews

in the past 90 days

458% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

So easy with peace of mind for secure payment So easy with peace of mind knowing it is secure Reviewed on: 9th July 2026

Latest lowest rating:

2

The "Pay in 3" isn't useful. The "Pay in 3" function gets changed or revoked all the time. It's an unreliable service! It's never available when I would like to use it, yet it's a... Read more Reviewed on: 9th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (96137)

It easier all rounf for me to buy things

It easier all rounf for me to buy things Reviewed on: 10th June 2024

Excellent service.

Excellent service. Specially sending money Reviewed on: 10th June 2024

Gives extra time to pay.

Gives extra time to pay. No rush to pay anything. Reviewed on: 10th June 2024

A brilliant, quick option to spread the cost

I've used 3 pay on PayPal no end of times and it's been brilliant. They send you all of the relevant info before doing it plus send you reminders well in advance. Its a great way to spread the cost without incurring extra charges or interest. They also help if your goods don't arrive and will sort a refund Reviewed on: 10th June 2024

It's helps to manage daily life and finances by havi...

It's helps to manage daily life and finances by having pay in 3, gives many family like mine great flexibility to manage purchase. Unlike before we had to wait to saved money then purchase. Reviewed on: 10th June 2024

Quick and easy to use!

Very easy to use, helps with purchases too large to pay in one go. Nice and quick process and feels very safe and secure Reviewed on: 10th June 2024

Love it and amazing

Love it absolutely grateful! Easy to use but wish some form Apple Pay could be used on this Reviewed on: 10th June 2024

A safe experience

I use PayPal pay in 3 if I am making a larger purchase. It means I can spread the cost at no extra fee and gives me Paypal's protection for my purchases. Reviewed on: 10th June 2024

Great service and helps spread the cost

Great service and helps spread the cost Reviewed on: 10th June 2024

Easy to use and convenient.

Easy to use and convenient. Never had any problems arranging pay in 3. It’s a good way to manage your finances and spending without impacting on credit scores. Reviewed on: 10th June 2024

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