Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (96614 reviews)

View other PayPal products

4.76

Based on 96,274 reviews, last reviewed 9th Jul 2026

505% increase in 5 star reviews

in the past 90 days

455% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I pay with PayPal very often. I pay with PayPal very often. Everything is always fine. Reviewed on: 9th July 2026

Latest lowest rating:

2

You wouldn't allow me to take out a buy now pay 3 mo... You wouldn't allow me to take out a buy now pay 3 months later so the customer service I've had has been very poor when I have an excellent credit sco... Read more Reviewed on: 9th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (96664)

I find using pay in 3 very helpful to spread the cos...

I find using pay in 3 very helpful to spread the cost, without having to take out credit cards and loans with high interest, smooth sailing and great to use Reviewed on: 11th June 2024

Excellent.

Excellent.. came in very handy at the time I needed it Reviewed on: 11th June 2024

Don’t take the hit

Easy, interest free. Saves you taking a hit at Christmas by spreading payments. Reviewed on: 11th June 2024

Helps spread the cost in 3 payments.

Helps spread the cost in 3 payments. Customer Service Representative was excellent. Reviewed on: 11th June 2024

All services are good, but option to pay for specifi...

All services are good, but option to pay for specific transaction in buy now pay later should be provided Reviewed on: 11th June 2024

Best payment provider out there!

All of PayPal’s transactions are smooth, and easy, but their Pay in 3 is the best, taking the pinch out of paying for flights and big purchases upfront, making them, not only manageable, but the difference between being able to go on holiday or not as most flights need to be paid for upfront! Reviewed on: 11th June 2024

pay in 3 and large orders

i tend to use pay in 3 for large orders to help reduce financial burdens that it would cause for me Reviewed on: 11th June 2024

Always had a good experience with PayPal, and pay in...

Always had a good experience with PayPal, and pay in 3 is very useful. Reviewed on: 11th June 2024

Great way for paying for larger purchases, easy proc...

Great way for paying for larger purchases, easy process to follow and gives you that extra time to pay. Using Pay Pal Pay in 3 is great Reviewed on: 11th June 2024

Paypal: Pay in 3, best way to be free

I use PayPal : Pay in 3 really often. It's really usefull, cause I don't need to pay full amount straight away and that's helping me with my budget when I need spend more money on other stuff. Reviewed on: 11th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Klarna card
from Klarna 4.02 from 4 reviews
Retail finance
from Buyline 4.37 from 26 reviews
Buy Now Pay Later
from Etika 4.80 from 663 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 174597 reviews
Payments
from PayPal 4.71 from 3843 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub