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PayPal: Pay in 3 reviews

4.76
Based on 96,837 reviews, last reviewed 10th Jul 2026
507% increase in 5 star reviews
in the past 90 days
450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I like the Pay in 3 option. I like the Pay in 3 option. I know my details are secure, there is no exorbitant interest fee, and I get notification when the payment is due. Reviewed on: 10th July 2026
CHRIS EMERY's avatar
CHRIS EMERY

Latest lowest rating:

2

New account difficulty I can’t create an account and there’s no help button I’ve downloaded the app and tried to sign up and now I’m lost here, plz help Reviewed on: 10th July 2026
DarkSoul's avatar
DarkSoul

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (97001)

PayPal Pay in 3

4
It’s seamless, helpful and very very handy, however, the only issue I have is that it now shows on your credit profile which wasn’t so until this year. If you’re applying for credit, best to make sure you clear it down as every pay in 3 application now shows you owe money in your credit profile. Reviewed on: 11th June 2024

Just an ideal service and so easy to completely

5
Just an ideal service and so easy completely with security recommend it to anyone Reviewed on: 11th June 2024

Easy as 1, 2, 3.

5
Pay in 3 has always been a valuable and easy way to afford things. Reviewed on: 11th June 2024

Pay in 3 is such a handy thing to have

5
Pay in 3 is amazing! Breaking bigger payments into smaller ones is much easier especially when you have other big payments going out such as bills etc it really does help Reviewed on: 11th June 2024

Very useful for spreading payments on purchases.

4
Very useful for spreading payments on purchases. Easy to use, Reviewed on: 11th June 2024

Excellent service, I use PayPal a lot and it’s alway...

5
Excellent service, I use PayPal a lot and it’s always great Reviewed on: 11th June 2024

Really good service and APP

5
Easy to use and resolves issues quick . App is really good and. Easy to navigate Reviewed on: 11th June 2024

I've never had an issue with PayPal pay in 3 it has...

5
I've never had an issue with PayPal pay in 3 it has helped me when ordering lots of Christmas presents in one go. Reviewed on: 11th June 2024

Its an easy way to spread the cost.

5
Its an easy way to spread the cost. Also good to know your purcahses are covered by paypal Reviewed on: 11th June 2024

Convenient in payment

5
Very convenient especially when you have to pay a big amount Reviewed on: 11th June 2024

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