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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (99503 reviews)

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4.76

Based on 99,259 reviews, last reviewed 13th Jul 2026

506% increase in 5 star reviews

in the past 90 days

436% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Making purchases easier The pay in 3 is a massive help when making big purchases. I usually pay everything off early, but it is still very good. Reviewed on: 13th July 2026

Latest lowest rating:

2

My First Issue With PayPal in 3 Unfortunately I had a purchase using pay in 3 that didn't go through to the vendor even though the first payment came out of my bank and is still sitt... Read more Reviewed on: 13th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (99515)

Excellent!

Sure! Here’s a positive review for PayPal’s Pay in 3 service: I recently used PayPal’s Pay in 3 service, and I couldn’t be more pleased with the experience. This feature allows you to split your purchase into three interest-free payments, making it incredibly convenient and manageable for budgeting. The setup was seamless, with clear instructions and an intuitive interface. What impressed me most was the transparency—there were no hidden fees or complicated terms to navigate. PayPal notified me well in advance of each payment due date, ensuring I never missed a payment. This service is perfect for those larger purchases that you want to spread out over a few months without the burden of interest. Overall, Pay in 3 has added significant value to my PayPal experience, providing financial flexibility and peace of mind. Highly recommend it to anyone looking to manage their finances more effectively! Reviewed on: 14th June 2024

I mange to afford items I wouldn't be able to normal...

I mange to afford items I wouldn't be able to normally if it wasn't for pay in three and there is no interest added thank you PayPal Reviewed on: 14th June 2024

Smooth as silk, revieejust like always

Smooth as silk, just like always Reviewed on: 14th June 2024

Reliable source when needed

Been using this service for a while now and it’s really helpful Reviewed on: 14th June 2024

It’s been amazing

It’s been amazing… truly amazing whenever there was a problem PayPal always sent the money back first and then dealt with it which is very professional Reviewed on: 14th June 2024

Buy something you love in three easy payments

Love how I can spread the cost of a purchase over three months. It means that if you’re buying something online you can just pay a third up front, then if you send it back you aren’t waiting for the full amount to reappear. Once the money comes back I can leave it in my PayPal account if I want to and in this way I save for something else. I love how intuitive this is to use. I’m a big fan! Reviewed on: 14th June 2024

So easy and reliable - always opt for PayPal and Pa...

So easy and reliable - always opt for PayPal and Pay in 3 makes things so much more affordable Reviewed on: 14th June 2024

Very handy and easy for larger purchases

Very handy and easy for larger purchases Reviewed on: 14th June 2024

0% interest over 3 months, what's not to like?

0% interest over 3 months, what's not to like? Reviewed on: 14th June 2024

I use PayPal pay in 3 all the time, it’s a good way...

I use PayPal pay in 3 all the time, it’s a good way to pay and spread the cost Reviewed on: 14th June 2024

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