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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (95358 reviews)

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4.76

Based on 95,358 reviews, last reviewed 9th Jul 2026

506% increase in 5 star reviews

in the past 90 days

458% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

So easy with peace of mind for secure payment So easy with peace of mind knowing it is secure Reviewed on: 9th July 2026

Latest lowest rating:

2

The "Pay in 3" isn't useful. The "Pay in 3" function gets changed or revoked all the time. It's an unreliable service! It's never available when I would like to use it, yet it's a... Read more Reviewed on: 9th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (95417)

Staff have always been fast and a great help wheneve...

Staff have always been fast and a great help whenever I have called. The app is so easy to use and monitor ins and outgoings. A more step by step statement of payments for PayPal credit could be a bit more useful in seeing a more thorough breakdown though Reviewed on: 7th June 2024

Great customer service smooth app

Great customer service smooth app Reviewed on: 7th June 2024

Mr K wali

Excellent and very helpful to separating cost Reviewed on: 7th June 2024

Pay in 3 is Great

I always love using the Pay in 3 options as it helps me pay off the fee in smaller payments allowing me to manage my money for the month easier Reviewed on: 7th June 2024

PayPal’s pay in three

I have used “Pay in Three” with PayPal for several purchases without any problem. Nothing has changed in my financial circumstances but for some unexplained reason, PayPal has denied me this facility for my last two purchases with the same company that they previously agreed. PayPal give no explanation, which is frustrating! Reviewed on: 7th June 2024

Booking a holiday that worked out more than I expect...

Booking a holiday that worked out more than I expected, choose PayPal to spread the costs and saved me some worry. Reviewed on: 7th June 2024

Very easy to set up pay in 3 and it makes purchasing...

Very easy to set up pay in 3 and it makes purchasing easier on your budget and with no interest payable. Reviewed on: 7th June 2024

Soles problems quickly

Any time I have a problem with a purchase that I pay via PayPal is is sorted very quickly. Reviewed on: 7th June 2024

Service quality

Never had any issues with the service but if Ive had any questions the helpline is always very helpful and considerate Reviewed on: 7th June 2024

Easy, convenient, and free!

I’ve found Pay in 3 really useful in spreading the cost, with a clear breakdown and a very simple, intuitive process - all at no extra cost. It really helps ease the burden of contemplating a bigger bill. Reviewed on: 7th June 2024

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