Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (95358 reviews)

View other PayPal products

4.76

Based on 95,358 reviews, last reviewed 9th Jul 2026

506% increase in 5 star reviews

in the past 90 days

458% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

So easy with peace of mind for secure payment So easy with peace of mind knowing it is secure Reviewed on: 9th July 2026

Latest lowest rating:

2

The "Pay in 3" isn't useful. The "Pay in 3" function gets changed or revoked all the time. It's an unreliable service! It's never available when I would like to use it, yet it's a... Read more Reviewed on: 9th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (95417)

Great service

I have chosen pay in 3 many times as it’s 0% apr and makes things more affordable Reviewed on: 6th June 2024

Pay in 3 is very good when you have lack of funds ea...

Pay in 3 is very good when you have lack of funds each month great way of paying when it comes out each month of salary. Reviewed on: 6th June 2024

PayPal pay in 3 works fab for me!

PayPal pay in 3 makes shopping very affordable and eases pressure off me. I love it Reviewed on: 6th June 2024

Very good servics.

Very good service, trusted service as well. With various online shops can be used Pay in 3. Only 1 thing, most of the time I can't use Pay in 3 and it's said no service option available to me sometimes with no reason. Reviewed on: 6th June 2024

PayPal Pay in 3 is very useful for spreading out the...

PayPal Pay in 3 is very useful for spreading out the cost of larger payments. It's very easy, entirely automated once you opt in for specific payments. I would always choose PayPal over a similar service provider. Reviewed on: 6th June 2024

Useful in times of need

The PayPal pay in 3 options has been one of the best addition to the app it helps you pay for things you want flexibly with no interest Reviewed on: 6th June 2024

Expensive items that i thought were out of my budget...

Expensive items that i thought were out of my budget where put within it using pay in 3 Reviewed on: 6th June 2024

Good service , highly recommended

Good service , highly recommended Reviewed on: 6th June 2024

Easy to use, spreads the cost, very helpful

Easy to use, spreads the cost, very helpful Reviewed on: 6th June 2024

Pay in 3 is an excellent option for spreading the co...

Pay in 3 is an excellent option for spreading the cost of a purchase, particularly towards the end of the month! Easy to log into paypal and clearly see when next payments are due, and to submit next, or all of remaining payment if you want to pay off early. Regular email reminders of due date so no surprise when payment is taken. Reviewed on: 6th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Pay Monthly Flights
from Awaymo 0.00 from 0 reviews
Buy now pay later
from Clearpay 3.76 from 58 reviews
nextpay
from Next 4.20 from 13 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 172717 reviews
Payments
from PayPal 4.70 from 3836 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub