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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (92663 reviews)

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4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (92791)

Benefits of Pay in 3

You get alerts prior to your pay in 3 payments being taken, can make additional payments without penalties being levied (unlike some other payment providers) and have good control over the tining of payments. Reviewed on: 3rd June 2024

Very handy

Allows me to buy the things I want, when I want. Reviewed on: 3rd June 2024

a real game changer!

a great way to break the cost of any purchase in a convenient and easy way, paypal - pay in 3 has been a game changer for me and takes away any hesitation when i’m making a purchase, the process could not be any more simpler and the information given prior to the instalments is through enough whilst reassuring any of your concerns! Reviewed on: 3rd June 2024

Generally favourable, though occasionally the option...

Generally favourable, though occasionally the option hasn't shown on certain devices, but shown up on others. It's also not available everywhere, I believe it's on the merchant to allow it. It would be nice if we could have a pay in 4 option, I believe they have that in America. Reviewed on: 3rd June 2024

Super easy to use and very helpful!

I've used it a couple of times and each time it was great! It's super simple to understand and I can easily access the details to either see payment dates or pay it off early. I like how I get emails a week in advance of my payment as well as when it's being processed. Reviewed on: 3rd June 2024

5 STAR REVIEW

Haven’t yet got a credit card however paypal credit has given me a lifeline, allowing me to pay for future items without having to struggle in the current month!! No credit checks and there is a generous £1500 limit which has helped me out many many times before payday! Great company could not recommend more. Reviewed on: 3rd June 2024

This is an excellent service that I have ever been u...

This is an excellent service that I have ever been using. Very reliable and helpful. Reviewed on: 3rd June 2024

Really helpful and useful, I love the pay in 3 and u...

Really helpful and useful, I love the pay in 3 and use it a lot! Reviewed on: 3rd June 2024

Pay in 3 is great

Pay in 3 is good works well to divide payments up each month especially if you have a large purchase Reviewed on: 3rd June 2024

Feels safe banking, love the pay in 3 and the credit...

Feels safe banking, love the pay in 3 and the credit facility, whats not to like. Refund when needed very prompt, a protective way to shop for any consumer. Reviewed on: 3rd June 2024

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