Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 95,358 reviews, last reviewed 9th Jul 2026
506% increase in 5 star reviews
in the past 90 days
458% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So easy with peace of mind for secure payment So easy with peace of mind knowing it is secure Reviewed on: 9th July 2026
g4sji@btinternet.com's avatar
[email protected]

Latest lowest rating:

2

The "Pay in 3" isn't useful. The "Pay in 3" function gets changed or revoked all the time. It's an unreliable service! It's never available when I would like to use it, yet it's a... Read more Reviewed on: 9th July 2026
SC's avatar
SC

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (95437)

I find trying to get in touch with Customer service...

5
I find trying to get in touch with Customer service on paypal difficult. Reviewed on: 6th June 2024

Used it many times.

4
Used it many times. Gives me an option to spread the cost. Reviewed on: 6th June 2024

I appreciate PayPal.

5
PayPal is Good and doing their best to please both sellers and their customers. With ly recent experience i would say thank you. The best part of PayPal is we czn easily reach them through calls not only by chatting. Reviewed on: 6th June 2024

Less money worries

5
Makes it easier to pay for bigger purchases and less worry about spending so much money when you can spilt the payment into 3 and this allows for better budgeting as well as means you won’t miss out due to money worries Reviewed on: 6th June 2024

Lots of handy options for credit, and great for send...

5
Lots of handy options for credit, and great for sending money and knowing I have protection behind me Reviewed on: 6th June 2024

Thank you for helping me making memories and affordi...

5
Thank you for helping me making memories and affording priceless gifts for my family. Reviewed on: 6th June 2024

Great payment option, easy to manage and very conven...

5
Great payment option, easy to manage and very convenient. Good to be able to make a payment whenever you like. PayPal payment options have made purchasing easier, safe and convenient. Reviewed on: 6th June 2024

It helps me to effort bigger purchases and don’t str...

5
It helps me to effort bigger purchases and don’t struggle with money Reviewed on: 6th June 2024

PayPal pay in 3 was so easy to apply and use.

5
PayPal pay in 3 was so easy to apply and use. It was setup and used within 5 minutes, so easy a breath of fresh air Reviewed on: 6th June 2024

PayPal pay in 3 helps reduce burden of paying in full

5
PayPal pay in 3 helps reduce the burden of paying full amount on purchases and has been extremely helpful to me. Overall PayPal provides great value to me. The only downside is the low credit limit. Reviewed on: 6th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 172748 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3836 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 119 reviews
    PayPal
    View all products