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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (95607 reviews)

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4.76

Based on 95,358 reviews, last reviewed 9th Jul 2026

506% increase in 5 star reviews

in the past 90 days

458% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

So easy with peace of mind for secure payment So easy with peace of mind knowing it is secure Reviewed on: 9th July 2026

Latest lowest rating:

2

The "Pay in 3" isn't useful. The "Pay in 3" function gets changed or revoked all the time. It's an unreliable service! It's never available when I would like to use it, yet it's a... Read more Reviewed on: 9th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (95619)

Very helpful and easy service.

Very useful service. Quick and easy payment setup with excellent customer service who explain things well. Reviewed on: 6th June 2024

Great. Love this service

Great. Love this system would recommend to anyone Reviewed on: 6th June 2024

I just love pay in 3 !

I just love pay in 3 ! Make my life so much easier, when I need to spread the cost. And it is interest free! Reviewed on: 6th June 2024

Easy to use App

Haven’t had any problems with PayPal the only negative is the high interest rates but I suppose that’s what you get when you use their credit Reviewed on: 6th June 2024

Makes it easy to buy expensive items/services by spl...

Makes it easy to buy expensive items/services by splitting payment with no interest added. Reviewed on: 6th June 2024

I love it, it helps me organise my finances

I love it, it helps me organise my finances Reviewed on: 6th June 2024

Strategic planning

Comes very handy if you are jiggling around with few expenses here and there Reviewed on: 6th June 2024

Great, would recommend

Always good. Such a helpful option to have especially around Christmas and birthdays. The option of pay in 3 is really helpful to me. I like the warning I recieve when a payment is coming. Reviewed on: 6th June 2024

Paypal is easy to use and allows you to plan your fi...

Paypal is easy to use and allows you to plan your finances when needed Reviewed on: 6th June 2024

Can’t fault it

Helps to split payments with no interest Reviewed on: 6th June 2024

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