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PayPal: Pay in 3 reviews

4.76
Based on 96,274 reviews, last reviewed 9th Jul 2026
505% increase in 5 star reviews
in the past 90 days
455% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I pay with PayPal very often. I pay with PayPal very often. Everything is always fine. Reviewed on: 9th July 2026
Svetlana K's avatar
Svetlana K

Latest lowest rating:

2

You wouldn't allow me to take out a buy now pay 3 mo... You wouldn't allow me to take out a buy now pay 3 months later so the customer service I've had has been very poor when I have an excellent credit sco... Read more Reviewed on: 9th July 2026
Paul Williams's avatar
Paul Williams

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (96449)

Great experience, more secure shopping, fair conditi...

5
Great experience, more secure shopping, fair conditions Reviewed on: 6th June 2024

I’ve done multiple pay in 3 and was great

5
I’ve done multiple pay in 3 and was great Reviewed on: 6th June 2024

Very secure excellent service but interest charged i...

5
Very secure excellent service but interest charged is frustrating Reviewed on: 6th June 2024

Premiership PayPal

5
All good. Money transferred quickly. Dashboard easy to navigate. Reviewed on: 6th June 2024

They have always been there for my claims

5
They have always been there for my claims Reviewed on: 6th June 2024

When in doubt PayPal always comes through

5
When in doubt PayPal always comes through Reviewed on: 6th June 2024

Never any issues, even when refunds.

5
Never any issues, even when refunds. Reviewed on: 6th June 2024

Love pay in 3 let's me spread the costs

5
Love pay in 3 let's me spread the costs Reviewed on: 6th June 2024

Satisfied PayPal user

5
I have been using PayPal pay in 3 for a while now I have never had issues. For me it is a no brainer to use a service that offers 0% apr. I keep telling my friends they should only use this feature. Reviewed on: 6th June 2024

Easy as 1,2,3

5
Very good option to pay for items, if you've had your eye on something nice, spread them out in manageable amounts. Reviewed on: 6th June 2024

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